SmarterDividends

UMBFO vs V: Which Is the Better Dividend Stock?

As of Oct 18, 2026, UMBFO and V are closely matched. UMBFO offers the higher yield at 7.53%, V has the higher dividend-safety score, and UMBFO looks like the better value (its fair-value estimate is 41% above its share price).

Key facts: UMBFO vs V

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, UMB Financial Corporation (UMBFO) has the higher forward dividend yield at 7.53%, versus 0.67% for Visa Inc. (V).
  • By SmarterDividends' count as of Oct 18, 2026, UMBFO has raised its dividend for 0 consecutive years and V for 17.
  • As of Oct 18, 2026, UMBFO's fair-value estimate is 41% above its share price and V's fair-value estimate is 24% below its share price, so UMBFO looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "UMBFO vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/umbfo-vs-v

MetricUMBFOV
Forward yield7.53%0.67%
Annual dividend$1.94$2.68
Payout ratio—22%
Years of growth0 yr17 yr
5-yr dividend growth—14.9%
5-yr total return—108%
Dividend safety score—93 (A)
Fair value estimate$36.31$306.97
Upside to fair value+41%-24%
Frequencyquarterlyquarterly
Market cap—$755.8B
P/E ratio—34.3

Higher yield

UMBFO

7.53%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

UMBFO

+41% upside

UMBFO vs V — FAQ

Is UMBFO or V a better dividend stock?

UMBFO and V are closely matched. UMBFO has the higher yield; V scores better on safety.

Which has a higher dividend yield, UMBFO or V?

UMBFO has the higher forward dividend yield at 7.53%, versus 0.67% for V.

Is UMBFO or V safer?

Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.

Is UMBFO or V better value right now?

As of Oct 18, 2026, UMBFO looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.