UMBFO vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, UMBFO and V are closely matched. UMBFO offers the higher yield at 7.53%, V has the higher dividend-safety score, and UMBFO looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: UMBFO vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, UMB Financial Corporation (UMBFO) has the higher forward dividend yield at 7.53%, versus 0.67% for Visa Inc. (V).
- By SmarterDividends' count as of Oct 18, 2026, UMBFO has raised its dividend for 0 consecutive years and V for 17.
- As of Oct 18, 2026, UMBFO's fair-value estimate is 41% above its share price and V's fair-value estimate is 24% below its share price, so UMBFO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "UMBFO vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/umbfo-vs-v
| Metric | UMBFO | V |
|---|---|---|
| Forward yield | 7.53% | 0.67% |
| Annual dividend | $1.94 | $2.68 |
| Payout ratio | — | 22% |
| Years of growth | 0 yr | 17 yr |
| 5-yr dividend growth | — | 14.9% |
| 5-yr total return | — | 108% |
| Dividend safety score | — | 93 (A) |
| Fair value estimate | $36.31 | $306.97 |
| Upside to fair value | +41% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | — | $755.8B |
| P/E ratio | — | 34.3 |
Higher yield
UMBFO
7.53%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
UMBFO
+41% upside
UMBFO vs V — FAQ
Is UMBFO or V a better dividend stock?
UMBFO and V are closely matched. UMBFO has the higher yield; V scores better on safety.
Which has a higher dividend yield, UMBFO or V?
UMBFO has the higher forward dividend yield at 7.53%, versus 0.67% for V.
Is UMBFO or V safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is UMBFO or V better value right now?
As of Oct 18, 2026, UMBFO looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.

