MA vs UMBFO: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA and UMBFO are closely matched. UMBFO offers the higher yield at 7.53%, MA has the higher dividend-safety score, and UMBFO looks like the better value (its fair-value estimate is 41% above its share price).
Key facts: MA vs UMBFO
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, UMB Financial Corporation (UMBFO) has the higher forward dividend yield at 7.53%, versus 0.56% for Mastercard Incorporated (MA).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and UMBFO for 0.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and UMBFO's fair-value estimate is 41% above its share price, so UMBFO looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UMBFO: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-umbfo
| Metric | MA | UMBFO |
|---|---|---|
| Forward yield | 0.56% | 7.53% |
| Annual dividend | $3.48 | $1.94 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | — |
| 5-yr total return | 96% | — |
| Dividend safety score | 89 (A) | — |
| Fair value estimate | $474.95 | $36.31 |
| Upside to fair value | -23% | +41% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | — |
| P/E ratio | 34.0 | — |
Higher yield
UMBFO
7.53%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
UMBFO
+41% upside
MA vs UMBFO — FAQ
Is MA or UMBFO a better dividend stock?
MA and UMBFO are closely matched. UMBFO has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or UMBFO?
UMBFO has the higher forward dividend yield at 7.53%, versus 0.56% for MA.
Is MA or UMBFO safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is MA or UMBFO better value right now?
As of Oct 18, 2026, UMBFO looks like the better value: its fair-value estimate is 41% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.