UNTY vs V: Which Is the Better Dividend Stock?
As of Oct 20, 2026, UNTY and V are closely matched. UNTY offers the higher yield at 1.23%, V has the higher dividend-safety score, and UNTY looks like the better value (its fair-value estimate is 116% above its share price).
Key facts: UNTY vs V
Data as of · Source: SmarterDividends data
- As of Oct 20, 2026, Unity Bancorp, Inc. (UNTY) has the higher forward dividend yield at 1.23%, versus 0.67% for Visa Inc. (V).
- As of Oct 20, 2026, SmarterDividends grades UNTY's dividend safety A (82/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 20, 2026, UNTY has raised its dividend for 12 consecutive years and V for 17.
- As of Oct 20, 2026, UNTY pays out 11% of its earnings as dividends and V pays out 22%.
- As of Oct 20, 2026, UNTY's fair-value estimate is 116% above its share price and V's fair-value estimate is 24% below its share price, so UNTY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "UNTY vs V: Dividend Yield, Safety & Value Compared," updated Oct 20, 2026, https://smarterdividends.com/compare/unty-vs-v
| Metric | UNTY | V |
|---|---|---|
| Forward yield | 1.23% | 0.67% |
| Annual dividend | $0.68 | $2.68 |
| Payout ratio | 11% | 22% |
| Years of growth | 12 yr | 17 yr |
| 5-yr dividend growth | 12.6% | 14.9% |
| 5-yr total return | 117% | 108% |
| Dividend safety score | 82 (A) | 93 (A) |
| Fair value estimate | $119.96 | $306.97 |
| Upside to fair value | +116% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $559.5M | $756.4B |
| P/E ratio | 9.2 | 34.3 |
Higher yield
UNTY
1.23%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
UNTY
+116% upside
UNTY vs V — FAQ
Is UNTY or V a better dividend stock?
UNTY and V are closely matched. UNTY has the higher yield; V scores better on safety.
Which has a higher dividend yield, UNTY or V?
UNTY has the higher forward dividend yield at 1.23%, versus 0.67% for V.
Is UNTY or V safer?
V has the higher dividend-safety score (93/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is UNTY or V better value right now?
As of Oct 20, 2026, UNTY looks like the better value: its fair-value estimate is 116% above its share price (undervalued). For V, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.