MA vs UNTY: Which Is the Better Dividend Stock?
As of Oct 19, 2026, MA and UNTY are closely matched. UNTY offers the higher yield at 1.21%, MA has the higher dividend-safety score, and UNTY looks like the better value (its fair-value estimate is 113% above its share price).
Key facts: MA vs UNTY
Data as of · Source: SmarterDividends data
- As of Oct 19, 2026, Unity Bancorp, Inc. (UNTY) has the higher forward dividend yield at 1.21%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 19, 2026, SmarterDividends grades MA's dividend safety A (89/100) and UNTY's A (82/100).
- By SmarterDividends' count as of Oct 19, 2026, MA has raised its dividend for 14 consecutive years and UNTY for 12.
- As of Oct 19, 2026, MA pays out 18% of its earnings as dividends and UNTY pays out 11%.
- As of Oct 19, 2026, MA's fair-value estimate is 23% below its share price and UNTY's fair-value estimate is 113% above its share price, so UNTY looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs UNTY: Dividend Yield, Safety & Value Compared," updated Oct 19, 2026, https://smarterdividends.com/compare/ma-vs-unty
| Metric | MA | UNTY |
|---|---|---|
| Forward yield | 0.56% | 1.21% |
| Annual dividend | $3.48 | $0.68 |
| Payout ratio | 18% | 11% |
| Years of growth | 14 yr | 12 yr |
| 5-yr dividend growth | 13.7% | 12.6% |
| 5-yr total return | 96% | 117% |
| Dividend safety score | 89 (A) | 82 (A) |
| Fair value estimate | $474.95 | $119.96 |
| Upside to fair value | -23% | +113% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $567.8M |
| P/E ratio | 34.0 | 9.3 |
Higher yield
UNTY
1.21%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
UNTY
+113% upside
MA vs UNTY — FAQ
Is MA or UNTY a better dividend stock?
MA and UNTY are closely matched. UNTY has the higher yield; MA scores better on safety.
Which has a higher dividend yield, MA or UNTY?
UNTY has the higher forward dividend yield at 1.21%, versus 0.56% for MA.
Is MA or UNTY safer?
MA has the higher dividend-safety score (89/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or UNTY better value right now?
As of Oct 19, 2026, UNTY looks like the better value: its fair-value estimate is 113% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.