BAC vs UNTY: Which Is the Better Dividend Stock?
As of September 2026, UNTY (Unity Bancorp, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. BAC offers the higher yield at 2.04%, BAC has the higher dividend-safety score, and UNTY trades at the larger discount to fair value (+49%).
| Metric | BAC | UNTY |
|---|---|---|
| Forward yield | 2.04% | 1.16% |
| Annual dividend | $1.28 | $0.68 |
| Payout ratio | 26% | 11% |
| Years of growth | 12 yr | 12 yr |
| 5-yr dividend growth | 8.4% | 12.6% |
| 5-yr total return | 47% | 151% |
| Dividend safety score | 85 (A) | 80 (A) |
| Fair value estimate | $90.94 | $87.70 |
| Upside to fair value | +46% | +49% |
| Frequency | quarterly | quarterly |
| Market cap | $440.8B | $591.6M |
| P/E ratio | 14.5 | 10.2 |
Higher yield
BAC
2.04%
Safer dividend
BAC
Grade A
Faster growth
UNTY
12.6%
Better value
UNTY
+49% upside
BAC vs UNTY — FAQ
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