USB vs V: Which Is the Better Dividend Stock?
As of July 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. USB offers the higher yield at 3.29%, V has the higher dividend-safety score, and USB trades at the larger discount to fair value (+79%).
| Metric | USB | V |
|---|---|---|
| Forward yield | 3.29% | 0.75% |
| Annual dividend | $2.08 | $2.68 |
| Payout ratio | 42% | 22% |
| Years of growth | 15 yr | 17 yr |
| 5-yr dividend growth | 4.0% | 14.9% |
| 5-yr total return | 10% | 57% |
| Dividend safety score | 85 (A) | 92 (A) |
| Fair value estimate | $113.32 | $348.88 |
| Upside to fair value | +79% | -3% |
| Frequency | quarterly | quarterly |
| Market cap | $98.4B | $685.7B |
| P/E ratio | 12.6 | 31.2 |
Higher yield
USB
3.29%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
USB
+79% upside
USB vs V — FAQ
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