USB vs V: Which Is the Better Dividend Stock?
As of Nov 5, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. USB offers the higher yield at 3.54%, V has the higher dividend-safety score, and USB looks like the better value (its fair-value estimate is 46% above its share price).
Key facts: USB vs V
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, U.S. Bancorp (USB) has the higher forward dividend yield at 3.54%, versus 0.71% for Visa Inc. (V).
- As of Nov 5, 2026, SmarterDividends grades USB's dividend safety A (86/100) and V's A (93/100).
- By SmarterDividends' count as of Nov 5, 2026, USB has raised its dividend for 15 consecutive years and V for 17.
- As of Nov 5, 2026, USB pays out 42% of its earnings as dividends and V pays out 22%.
- As of Nov 5, 2026, USB's fair-value estimate is 46% above its share price and V's fair-value estimate is 25% below its share price, so USB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "USB vs V: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/usb-vs-v
| Metric | USB | V |
|---|---|---|
| Forward yield | 3.54% | 0.71% |
| Annual dividend | $2.16 | $3.12 |
| Payout ratio | 42% | 22% |
| Years of growth | 15 yr | 17 yr |
| 5-yr dividend growth | 4.0% | 14.9% |
| 5-yr total return | 7% | 113% |
| Dividend safety score | 86 (A) | 93 (A) |
| Fair value estimate | $87.63 | $321.86 |
| Upside to fair value | +46% | -25% |
| Frequency | quarterly | quarterly |
| Market cap | $93.8B | $804.3B |
| P/E ratio | 11.7 | 34.9 |
Higher yield
USB
3.54%
Safer dividend
V
Grade A
Faster growth
V
14.9%
Better value
USB
+46% upside
USB vs V — FAQ
Is USB or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). USB offers the higher yield (3.54%), while V has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, USB or V?
USB has the higher forward dividend yield at 3.54%, versus 0.71% for V.
Is USB or V safer?
V has the higher dividend-safety score (93/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is USB or V better value right now?
As of Nov 5, 2026, USB looks like the better value: its fair-value estimate is 46% above its share price (undervalued). For V, its fair-value estimate is 25% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.