Home Bancorp Raises Quarterly Dividend to $0.32

Home Bancorp, Inc. increased its quarterly dividend to $0.32 per share from $0.31, a 3.23% rise. Shares trade ex-dividend on Aug. 3, 2026.

The increase extends the financial-services company’s record of consecutive annual dividend growth to 11 years. Home Bancorp has a dividend safety score of 89 and an A safety grade, with no previous dividend-cut year identified in the supplied data.

Home Bancorp, based in Lafayette, Louisiana, is the parent company of Home Bank, N.A. The company announced the higher distribution alongside its second-quarter results, providing business context for the board’s decision. It reported quarterly net income of $11.6 million, or $1.48 per diluted share, compared with $11.4 million, or $1.45 per diluted share, in the preceding quarter. Home Bancorp’s earnings release

Management said loan growth recovered after a slow start to the year, deposit growth continued to build momentum and the loan-to-deposit ratio reached its target. Net interest margin expanded during the quarter as yields on interest-bearing assets rose faster than funding costs. Home Bancorp’s earnings release

The company’s regulatory filing also showed that second-quarter earnings rose from the year-earlier period. It reported that nonperforming assets increased over the first half of the year as several loan relationships moved to nonaccrual status, partly offset by paydowns. That credit-quality trend remains relevant because loan losses and provisions can affect a bank’s future capacity to return capital. Home Bancorp’s second-quarter Form 10-Q

What it means for income investors

At the supplied share price of $68.57, the dividend data indicates a forward annual yield of 1.82% and annual dividends of $1.25 per share. The higher quarterly payment adds modestly to cash income while preserving the company’s 11-year growth streak. The safety score and grade indicate a relatively strong dividend profile, although they do not guarantee future payments; the board must approve each distribution, and bank earnings remain sensitive to credit quality, interest rates and deposit costs.