Home Bancorp, Inc.
HBCPFinancial Services · Stock · quarterly payer
Forward Yield
1.82%
Annual Dividend
$1.25
Payout Ratio
20%
5-Yr Growth
5.3%
Ex-Date
Aug 3, 2026
Frequency
Quarterly
Summary
As of September 2026, Home Bancorp, Inc. (HBCP) yields 1.82% ($1.25 per share annually), with a blended fair-value estimate of $119.36 — +74% upside, so it screens as undervalued. Dividend safety grade: A (90/100). 11 years of dividend growth.
Is HBCP a good dividend stock?
YesHome Bancorp, Inc. (HBCP) pays a quarterly dividend yielding 1.82% ($1.25/yr), with 11 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 11 consecutive years of dividend growth
- Never cut its dividend on record
- Comfortable payout ratio (20%)
- Strong 5.3% 5-yr dividend growth
- 64% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 1.82%
- Payout Ratio
- 20%
- Annual Dividend
- $1.25
- 5-Yr Avg Growth
- 5.3%
- Ex-Dividend Date
- Aug 3, 2026
- Years of Growth
- 11
- Frequency
- quarterly
- Beta
- 0.49
- Market Cap
- $539.7M
- P/E Ratio
- 11.5
- 5-Yr Total Return
- 64%
- 52-Week Range
- $50.54 – $74.50
- Dividend Safety
- A · 90/100
- Ever Cut?
- No
Frequently Asked Questions
HBCP Price — Last 12 Months
Daily close
Price Return
1 Year
+29%
3 Years
+100%
5 Years
+64%
52-Week Range
$50.54 – $74.50
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is HBCP worth?
Undervaluedlow confidenceOur blended fair-value estimate for Home Bancorp, Inc. is $119.36 per share, versus a market price of $68.57. That implies 74% of upside — a margin of safety of about 43%.
Fair Value
$119.36
Current Price
$68.57
Upside
+74%
Margin of Safety
43%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about -10.0% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.0% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $5.98 EPS, $1.25 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
HBCP Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 3, 2026 | — | $0.3200 | regular |
| May 4, 2026 | — | $0.3100 | regular |
| Feb 9, 2026 | — | $0.3100 | regular |
| Nov 3, 2025 | — | $0.3100 | regular |
| Aug 4, 2025 | — | $0.2900 | regular |
| May 5, 2025 | — | $0.2700 | regular |
| Feb 10, 2025 | — | $0.2700 | regular |
| Oct 28, 2024 | — | $0.2600 | regular |
| Jul 29, 2024 | — | $0.2500 | regular |
| Apr 26, 2024 | — | $0.2500 | regular |
| Feb 2, 2024 | — | $0.2500 | regular |
| Oct 27, 2023 | — | $0.2500 | regular |
| Jul 28, 2023 | — | $0.2500 | regular |
| Apr 28, 2023 | — | $0.2500 | regular |
Income Calculator
At $1.25 / yr per share
