SmarterDividends

BAC vs HBCP: Which Is the Better Dividend Stock?

As of September 2026, BAC and HBCP are closely matched. BAC offers the higher yield at 2.22%, HBCP has the higher dividend-safety score, and HBCP trades at the larger discount to fair value (+74%).

MetricBACHBCP
Forward yield2.22%1.82%
Annual dividend$1.28$1.25
Payout ratio26%20%
Years of growth12 yr11 yr
5-yr dividend growth8.4%5.3%
5-yr total return21%64%
Dividend safety score86 (A)90 (A)
Fair value estimate$91.91$119.36
Upside to fair value+59%+74%
Frequencyquarterlyquarterly
Market cap$403.7B$539.7M
P/E ratio13.311.5

Higher yield

BAC

2.22%

Safer dividend

HBCP

Grade A

Faster growth

BAC

8.4%

Better value

HBCP

+74% upside

BAC vs HBCP — FAQ

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