ACNB Corporation
ACNBFinancial Services · Stock · quarterly payer
Forward Yield
2.48%
Annual Dividend
$1.60
Payout Ratio
29%
5-Yr Growth
6.7%
Ex-Date
Sep 1, 2026
Frequency
Quarterly
Summary
As of August 2026, ACNB Corporation (ACNB) yields 2.48% ($1.60 per share annually), with a blended fair-value estimate of $106.72 — +66% upside, so it screens as undervalued. Dividend safety grade: A (94/100). 8 years of dividend growth.
Is ACNB a good dividend stock?
YesACNB Corporation (ACNB) pays a quarterly dividend yielding 2.48% ($1.60/yr), with 8 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (29%)
- Strong 6.7% 5-yr dividend growth
- 130% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 2.48%
- Payout Ratio
- 29%
- Annual Dividend
- $1.60
- 5-Yr Avg Growth
- 6.7%
- Ex-Dividend Date
- Sep 1, 2026
- Years of Growth
- 8
- Frequency
- quarterly
- Beta
- 0.86
- Market Cap
- $655.4M
- P/E Ratio
- 12.2
- 5-Yr Total Return
- 130%
- 52-Week Range
- —
- Dividend Safety
- A · 94/100
- Ever Cut?
- No
Frequently Asked Questions
ACNB Price — Last 12 Months
Daily close
Price Return
1 Year
+46%
3 Years
+104%
5 Years
+130%
52-Week Range
—
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is ACNB worth?
Undervaluedlow confidenceOur blended fair-value estimate for ACNB Corporation is $106.72 per share, versus a market price of $64.45. That implies 66% of upside — a margin of safety of about 40%.
Fair Value
$106.72
Current Price
$64.45
Upside
+66%
Margin of Safety
40%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.6% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $5.29 EPS, $1.60 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
ACNB Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Jun 1, 2026 | — | $0.9200 | regular |
| Feb 27, 2026 | — | $0.3800 | regular |
| Dec 1, 2025 | — | $0.3800 | regular |
| Aug 29, 2025 | — | $0.3400 | regular |
| May 30, 2025 | — | $0.3400 | regular |
| Feb 28, 2025 | — | $0.3200 | regular |
| Nov 29, 2024 | — | $0.3200 | regular |
| Aug 30, 2024 | — | $0.3200 | regular |
| May 31, 2024 | — | $0.3200 | regular |
| Feb 29, 2024 | — | $0.3000 | regular |
| Nov 30, 2023 | — | $0.3000 | regular |
| Aug 31, 2023 | — | $0.2800 | regular |
| May 31, 2023 | — | $0.2800 | regular |
| Feb 28, 2023 | — | $0.2800 | regular |
Income Calculator
At $1.60 / yr per share
