ACNB vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, ACNB and MA are closely matched. ACNB offers the higher yield at 2.52%, ACNB has the higher dividend-safety score, and ACNB looks like the better value (its fair-value estimate is 34% above its share price).
Key facts: ACNB vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, ACNB Corporation (ACNB) has the higher forward dividend yield at 2.52%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades ACNB's dividend safety A (95/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, ACNB has raised its dividend for 8 consecutive years and MA for 14.
- As of Oct 18, 2026, ACNB pays out 29% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, ACNB's fair-value estimate is 34% above its share price and MA's fair-value estimate is 23% below its share price, so ACNB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ACNB vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/acnb-vs-ma
| Metric | ACNB | MA |
|---|---|---|
| Forward yield | 2.52% | 0.56% |
| Annual dividend | $1.60 | $3.48 |
| Payout ratio | 29% | 18% |
| Years of growth | 8 yr | 14 yr |
| 5-yr dividend growth | 6.7% | 13.7% |
| 5-yr total return | 118% | 96% |
| Dividend safety score | 95 (A) | 89 (A) |
| Fair value estimate | $84.89 | $474.95 |
| Upside to fair value | +34% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $646.8M | $540.9B |
| P/E ratio | 12.0 | 34.0 |
Higher yield
ACNB
2.52%
Safer dividend
ACNB
Grade A
Faster growth
MA
13.7%
Better value
ACNB
+34% upside
ACNB vs MA — FAQ
Is ACNB or MA a better dividend stock?
ACNB and MA are closely matched. ACNB has the higher yield; ACNB scores better on safety.
Which has a higher dividend yield, ACNB or MA?
ACNB has the higher forward dividend yield at 2.52%, versus 0.56% for MA.
Is ACNB or MA safer?
ACNB has the higher dividend-safety score (95/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is ACNB or MA better value right now?
As of Oct 18, 2026, ACNB looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.