SmarterDividends

ACNB vs BAC: Which Is the Better Dividend Stock?

As of August 2026, ACNB (ACNB Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ACNB offers the higher yield at 2.48%, ACNB has the higher dividend-safety score, and ACNB trades at the larger discount to fair value (+66%).

MetricACNBBAC
Forward yield2.48%2.07%
Annual dividend$1.60$1.28
Payout ratio29%26%
Years of growth8 yr12 yr
5-yr dividend growth6.7%8.4%
5-yr total return130%45%
Dividend safety score94 (A)83 (A)
Fair value estimate$106.72$77.08
Upside to fair value+66%+25%
Frequencyquarterlyquarterly
Market cap$655.4M$435.9B
P/E ratio12.214.2

Higher yield

ACNB

2.48%

Safer dividend

ACNB

Grade A

Faster growth

BAC

8.4%

Better value

ACNB

+66% upside

ACNB vs BAC — FAQ

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