ACNB vs BAC: Which Is the Better Dividend Stock?
As of Oct 18, 2026, ACNB (ACNB Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. ACNB offers the higher yield at 2.52%, ACNB has the higher dividend-safety score, and ACNB looks like the better value (its fair-value estimate is 34% above its share price).
Key facts: ACNB vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, ACNB Corporation (ACNB) has the higher forward dividend yield at 2.52%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades ACNB's dividend safety A (95/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 18, 2026, ACNB has raised its dividend for 8 consecutive years and BAC for 12.
- As of Oct 18, 2026, ACNB pays out 29% of its earnings as dividends and BAC pays out 26%.
- As of Oct 18, 2026, ACNB's fair-value estimate is 34% above its share price and BAC's fair-value estimate is 24% above its share price, so ACNB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ACNB vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/acnb-vs-bac
| Metric | ACNB | BAC |
|---|---|---|
| Forward yield | 2.52% | 2.50% |
| Annual dividend | $1.60 | $1.28 |
| Payout ratio | 29% | 26% |
| Years of growth | 8 yr | 12 yr |
| 5-yr dividend growth | 6.7% | 8.4% |
| 5-yr total return | 118% | 15% |
| Dividend safety score | 95 (A) | 87 (A) |
| Fair value estimate | $84.89 | $63.43 |
| Upside to fair value | +34% | +24% |
| Frequency | quarterly | quarterly |
| Market cap | $646.8M | $358.2B |
| P/E ratio | 12.0 | 12.2 |
Higher yield
ACNB
2.52%
Safer dividend
ACNB
Grade A
Faster growth
BAC
8.4%
Better value
ACNB
+34% upside
ACNB vs BAC — FAQ
Is ACNB or BAC a better dividend stock?
On the data, ACNB wins more head-to-head categories (5 vs 3). ACNB offers the higher yield (2.52%), while ACNB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ACNB or BAC?
ACNB has the higher forward dividend yield at 2.52%, versus 2.50% for BAC.
Is ACNB or BAC safer?
ACNB has the higher dividend-safety score (95/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is ACNB or BAC better value right now?
As of Oct 18, 2026, ACNB looks like the better value: its fair-value estimate is 34% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.