Financial Institutions, Inc.
FISIFinancial Services · Stock · quarterly payer
$36.62
Add to PortfolioForward Yield
3.44%
Annual Dividend
$1.26
Payout Ratio
33%
5-Yr Growth
3.6%
Ex-Date
Jun 12, 2026
Frequency
Quarterly
FISI Dividend Safety Score
89/ 100
Grade A
Very Safe
Dividend-growth streak16 consecutive years of growth
Cut historyCut its dividend in 2009
Earnings payout coverage33% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is FISI a good dividend stock?
YesFinancial Institutions, Inc. (FISI) pays a quarterly dividend yielding 3.44% ($1.26/yr), with 16 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- 16 consecutive years of dividend growth
- Comfortable payout ratio (33%)
- Top-tier dividend safety score
Risks
- Cut its dividend in 2009
Key Data
- Dividend Yield
- 3.44%
- Payout Ratio
- 33%
- Annual Dividend
- $1.26
- 5-Yr Avg Growth
- 3.6%
- Ex-Dividend Date
- Jun 12, 2026
- Years of Growth
- 16
- Frequency
- quarterly
- Beta
- 0.67
- Market Cap
- $720.9M
- P/E Ratio
- 9.5
- 5-Yr Total Return
- 23%
- 52-Week Range
- $24.41 – $36.88
- Dividend Safety
- A · 89/100
- Ever Cut?
- Yes (2009)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 13, 2026 | — | $0.3200 | regular |
| Dec 15, 2025 | — | $0.3100 | regular |
| Sep 15, 2025 | — | $0.3100 | regular |
| Jun 13, 2025 | — | $0.3100 | regular |
| Mar 14, 2025 | — | $0.3100 | regular |
| Dec 13, 2024 | — | $0.3000 | regular |
| Sep 13, 2024 | — | $0.3000 | regular |
| Jun 14, 2024 | — | $0.3000 | regular |
| Mar 14, 2024 | — | $0.3000 | regular |
| Dec 13, 2023 | — | $0.3000 | regular |
| Sep 13, 2023 | — | $0.3000 | regular |
| Jun 14, 2023 | — | $0.3000 | regular |
| Mar 15, 2023 | — | $0.3000 | regular |
| Dec 15, 2022 | — | $0.2900 | regular |
Income Calculator
At $1.26 / yr per share
Per payment (quarterly)$31.50
Annual$126.00
Monthly avg$10.50
