BAC vs FISI: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. FISI offers the higher yield at 3.13%, FISI has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+46%).
| Metric | BAC | FISI |
|---|---|---|
| Forward yield | 2.04% | 3.13% |
| Annual dividend | $1.28 | $1.28 |
| Payout ratio | 26% | 31% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 3.6% |
| 5-yr total return | 48% | 34% |
| Dividend safety score | 86 (A) | 87 (A) |
| Fair value estimate | $91.51 | $33.08 |
| Upside to fair value | +46% | -19% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $806.4M |
| P/E ratio | 14.5 | 10.2 |
Higher yield
FISI
3.13%
Safer dividend
FISI
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+46% upside
BAC vs FISI — FAQ
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