FISI vs HSBC: Which Is the Better Dividend Stock?
As of September 2026, FISI and HSBC are closely matched. HSBC offers the higher yield at 3.56%, FISI has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+29%).
| Metric | FISI | HSBC |
|---|---|---|
| Forward yield | 3.13% | 3.56% |
| Annual dividend | $1.28 | $3.75 |
| Payout ratio | 31% | 54% |
| Years of growth | 1 yr | 0 yr |
| 5-yr dividend growth | 3.6% | -13.8% |
| 5-yr total return | 34% | 303% |
| Dividend safety score | 87 (A) | 72 (B) |
| Fair value estimate | $33.08 | $136.26 |
| Upside to fair value | -19% | +29% |
| Frequency | quarterly | quarterly |
| Market cap | $806.4M | $360.6B |
| P/E ratio | 10.2 | 15.0 |
Higher yield
HSBC
3.56%
Safer dividend
FISI
Grade A
Faster growth
FISI
3.6%
Better value
HSBC
+29% upside
FISI vs HSBC — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.