SmarterDividends

FISI vs MA: Which Is the Better Dividend Stock?

As of September 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. FISI offers the higher yield at 3.13%, MA has the higher dividend-safety score, and MA trades at the larger discount to fair value (+1%).

MetricFISIMA
Forward yield3.13%0.61%
Annual dividend$1.28$3.48
Payout ratio31%18%
Years of growth1 yr14 yr
5-yr dividend growth3.6%13.7%
5-yr total return34%64%
Dividend safety score87 (A)88 (A)
Fair value estimate$33.08$573.72
Upside to fair value-19%+1%
Frequencyquarterlyquarterly
Market cap$806.4M$498.6B
P/E ratio10.231.3

Higher yield

FISI

3.13%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

MA

+1% upside

FISI vs MA — FAQ

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