SmarterDividends
GABC

German American Bancorp, Inc.

GABC

Financial Services · Banks - Regional · Stock · quarterly payer

$49.41

Undervalued · +30% Add to Portfolio

Forward Yield

2.54%

Annual Dividend

$1.24

Payout Ratio

32%

5-Yr Growth

8.8%

Ex-Date

Nov 10, 2026

Frequency

Quarterly

Key facts about GABC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, German American Bancorp, Inc. (GABC) has a forward dividend yield of 2.54%, based on an annual dividend of $1.24 per share and a share price of $49.41.
  • As of Oct 30, 2026, GABC's dividend safety grade from SmarterDividends is A (99 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, German American Bancorp, Inc. (GABC) has raised its dividend for 13 consecutive years as of Oct 30, 2026.
  • GABC has never cut its regular dividend in the payment history SmarterDividends has on record.
  • GABC's next ex-dividend date is Nov 10, 2026, with payment on Nov 20, 2026. Shares must be owned before that date to receive the dividend.
  • As of Oct 30, 2026, GABC pays out 32% of its trailing 12-month earnings as dividends (its payout ratio).
  • GABC's dividend has grown at an average rate of 8.8% a year over the past five years.
  • As of Oct 30, 2026, SmarterDividends' blended fair-value estimate for GABC is $64.22 per share, 30% above the $49.41 share price, so GABC screens as undervalued.
  • German American Bancorp, Inc. (GABC) pays its dividend quarterly, 4 times a year.
  • German American Bancorp, Inc. (GABC) has raised its regular dividend 33 times and cut it 0 times across the 134 payments on record since 1993. Its most recent change was a 6.9% increase to $0.310 per share, going ex-dividend on Feb 10, 2026.
  • German American Bancorp (GABC) has declared its first higher dividend of the year in January in 5 of the last 5 years; its most recent raise, 6.9%, was declared on Jan 26, 2026.
Cite this page

SmarterDividends, "GABC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 30, 2026, https://smarterdividends.com/stocks/GABC

Summary

As of Oct 30, 2026, German American Bancorp, Inc. (GABC) yields 2.54% ($1.24 a year per share), has a dividend safety grade of A (99/100) and has 13 consecutive years of dividend increases on record.

Is GABC a good dividend stock?

Yes

German American Bancorp, Inc. (GABC) pays a quarterly dividend yielding 2.54% ($1.24/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 13 consecutive years of dividend growth
  • Never cut its dividend on record
  • Comfortable payout ratio (32%)
  • Strong 8.8% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
2.54%
Payout Ratio
32%
Annual Dividend
$1.24
5-Yr Avg Growth
8.8%
Ex-Dividend Date
Nov 10, 2026
Years of Growth
13
Frequency
quarterly
Beta
0.60
Market Cap
$1.9B
P/E Ratio
12.7
5-Yr Total Return
25%
52-Week Range
$37.73 – $52.23
Dividend Safety
A · 99/100
Ever Cut?
No

GABC dividend raises and cuts

German American Bancorp, Inc. (GABC) has raised its regular dividend 33 times and cut it 0 times across the 134 payments on record since 1993. Its most recent change was a 6.9% increase to $0.310 per share, going ex-dividend on Feb 10, 2026.

Ex-dateChangeOld → newMove
Feb 10, 2026Raise$0.290 → $0.310+6.9%
Feb 10, 2025Raise$0.270 → $0.290+7.4%
Feb 8, 2024Raise$0.250 → $0.270+8.0%
Feb 9, 2023Raise$0.230 → $0.250+8.7%
Feb 9, 2022Raise$0.210 → $0.230+9.5%
Feb 9, 2021Raise$0.190 → $0.210+10.5%
Feb 7, 2020Raise$0.170 → $0.190+11.8%
Feb 7, 2019Raise$0.150 → $0.170+13.3%
Feb 8, 2018Raise$0.130 → $0.150+15.4%
May 8, 2017Raise$0.127 → $0.130+2.6%
Feb 8, 2017Raise$0.120 → $0.127+5.6%
Jan 27, 2016Raise$0.113 → $0.120+5.9%
Show all 33 changes since 1993
Ex-dateChangeOld → newMove
Feb 6, 2015Raise$0.107 → $0.113+6.2%
Feb 6, 2014Raise$0.100 → $0.107+6.7%
Feb 6, 2013Raise$0.0933 → $0.100+7.1%
Feb 6, 2004Raise$0.0889 → $0.0933+5.0%
Feb 6, 2003Raise$0.0847 → $0.0889+5.0%
Feb 6, 2002Raise$0.0806 → $0.0847+5.0%
Feb 7, 2001Raise$0.0768 → $0.0806+5.0%
May 8, 2000Raise$0.0713 → $0.0768+7.7%
Feb 8, 2000Raise$0.0679 → $0.0713+5.0%
May 6, 1999Raise$0.0627 → $0.0679+8.3%
Feb 8, 1999Raise$0.0597 → $0.0627+5.0%
May 6, 1998Raise$0.0547 → $0.0597+9.1%
Feb 6, 1998Raise$0.0522 → $0.0547+4.8%
Dec 11, 1997Raise$0.0521 → $0.0522+0.2%
Apr 17, 1997Raise$0.0497 → $0.0521+4.8%
Jan 22, 1997Raise$0.0474 → $0.0497+5.0%
Apr 17, 1996Raise$0.0451 → $0.0474+5.0%
Jan 17, 1996Raise$0.0430 → $0.0451+5.0%
Jan 18, 1995Raise$0.0387 → $0.0430+11.1%
Jan 18, 1994Raise$0.0359 → $0.0387+7.8%
Oct 20, 1993Raise$0.0358 → $0.0359+0.2%
Every GABC payment →Download every raise and cut (CSV)
GABC ex-dividend date & scheduleNext ex-date Nov 10, 2026 · full ex-dividend historyView →GABC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is GABC a good dividend stock?

Yes. German American Bancorp, Inc. (GABC) pays a quarterly dividend yielding 2.54% ($1.24/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is GABC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, GABC's fair value is about $64.22 versus a $49.41 share price — so it looks undervalued (+30% vs. fair value).

Is GABC's dividend safe?

GABC has a dividend-safety grade of A (99/100), based on its payout coverage, free-cash-flow, 13-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is GABC's fair value?

Our blended fair-value estimate for GABC is about $64.22 per share, roughly 30% above the current $49.41 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is GABC a buy, hold, or sell?

We don't issue formal ratings, but on the data GABC screens as "yes" and undervalued. German American Bancorp, Inc. (GABC) pays a quarterly dividend yielding 2.54% ($1.24/yr), with 13 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will GABC cut its dividend?

GABC earns a dividend-safety grade of A (99/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does GABC pay a dividend?

Yes. German American Bancorp, Inc. pays a quarterly dividend of about $1.24 per share annually, a forward yield of roughly 2.54%.

What is GABC's dividend yield?

As of Oct 30, 2026, GABC's forward dividend yield is 2.54%, based on a $1.24 annual dividend and a $49.41 share price.

What is GABC's dividend per share?

As of Oct 30, 2026, GABC pays $1.24 per share per year, distributed on a quarterly basis.

What is GABC's dividend payout ratio?

As of Oct 30, 2026, GABC's payout ratio is 32% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has GABC grown its dividend?

As of Oct 30, 2026, GABC has increased its dividend for 13 consecutive years.

When is the next GABC ex-dividend date?

As of Oct 30, 2026, the next ex-dividend date on record for GABC is Nov 10, 2026.

Income Calculator

At $1.24 / yr per share

Per payment (quarterly)$31.00
Annual$124.00
Monthly avg$10.33

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