GABC vs MA: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. GABC offers the higher yield at 2.54%, GABC has the higher dividend-safety score, and GABC looks like the better value (its fair-value estimate is 30% above its share price).
Key facts: GABC vs MA
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, German American Bancorp, Inc. (GABC) has the higher forward dividend yield at 2.54%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades GABC's dividend safety A (99/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 30, 2026, GABC has raised its dividend for 13 consecutive years and MA for 14.
- As of Oct 30, 2026, GABC pays out 32% of its earnings as dividends and MA pays out 18%.
- As of Oct 30, 2026, GABC's fair-value estimate is 30% above its share price and MA's fair-value estimate is 24% below its share price, so GABC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GABC vs MA: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/gabc-vs-ma
| Metric | GABC | MA |
|---|---|---|
| Forward yield | 2.54% | 0.57% |
| Annual dividend | $1.24 | $3.48 |
| Payout ratio | 32% | 18% |
| Years of growth | 13 yr | 14 yr |
| 5-yr dividend growth | 8.8% | 13.7% |
| 5-yr total return | 25% | 103% |
| Dividend safety score | 99 (A) | 89 (A) |
| Fair value estimate | $64.22 | $483.05 |
| Upside to fair value | +30% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $1.9B | $556.9B |
| P/E ratio | 12.7 | 35.0 |
Higher yield
GABC
2.54%
Safer dividend
GABC
Grade A
Faster growth
MA
13.7%
Better value
GABC
+30% upside
GABC vs MA — FAQ
Is GABC or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). GABC offers the higher yield (2.54%), while GABC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GABC or MA?
GABC has the higher forward dividend yield at 2.54%, versus 0.57% for MA.
Is GABC or MA safer?
GABC has the higher dividend-safety score (99/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is GABC or MA better value right now?
As of Oct 30, 2026, GABC looks like the better value: its fair-value estimate is 30% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.