BAC vs GABC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, GABC (German American Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GABC offers the higher yield at 2.54%, GABC has the higher dividend-safety score, and GABC looks like the better value (its fair-value estimate is 30% above its share price).
Key facts: BAC vs GABC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, German American Bancorp, Inc. (GABC) has the higher forward dividend yield at 2.54%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and GABC's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and GABC for 13.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and GABC pays out 32%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and GABC's fair-value estimate is 30% above its share price, so GABC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs GABC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-gabc
| Metric | BAC | GABC |
|---|---|---|
| Forward yield | 2.52% | 2.54% |
| Annual dividend | $1.28 | $1.24 |
| Payout ratio | 26% | 32% |
| Years of growth | 12 yr | 13 yr |
| 5-yr dividend growth | 8.4% | 8.8% |
| 5-yr total return | 12% | 25% |
| Dividend safety score | 87 (A) | 99 (A) |
| Fair value estimate | $63.43 | $64.22 |
| Upside to fair value | +24% | +30% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $1.9B |
| P/E ratio | 12.2 | 12.7 |
Higher yield
GABC
2.54%
Safer dividend
GABC
Grade A
Faster growth
GABC
8.8%
Better value
GABC
+30% upside
BAC vs GABC — FAQ
Is BAC or GABC a better dividend stock?
On the data, GABC wins more head-to-head categories (6 vs 2). GABC offers the higher yield (2.54%), while GABC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or GABC?
GABC has the higher forward dividend yield at 2.54%, versus 2.52% for BAC.
Is BAC or GABC safer?
GABC has the higher dividend-safety score (99/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or GABC better value right now?
As of Oct 30, 2026, GABC looks like the better value: its fair-value estimate is 30% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.