GABC vs MS: Which Is the Better Dividend Stock?
As of Oct 31, 2026, GABC (German American Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. GABC offers the higher yield at 2.53%, GABC has the higher dividend-safety score, and GABC looks like the better value (its fair-value estimate is 31% above its share price).
Key facts: GABC vs MS
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, German American Bancorp, Inc. (GABC) has the higher forward dividend yield at 2.53%, versus 2.50% for Morgan Stanley (MS).
- As of Oct 31, 2026, SmarterDividends grades GABC's dividend safety A (99/100) and MS's A (82/100).
- By SmarterDividends' count as of Oct 31, 2026, GABC has raised its dividend for 13 consecutive years and MS for 12.
- As of Oct 31, 2026, GABC pays out 32% of its earnings as dividends and MS pays out 32%.
- As of Oct 31, 2026, GABC's fair-value estimate is 31% above its share price and MS's fair-value estimate is 13% below its share price, so GABC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GABC vs MS: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/gabc-vs-ms
| Metric | GABC | MS |
|---|---|---|
| Forward yield | 2.53% | 2.50% |
| Annual dividend | $1.24 | $4.60 |
| Payout ratio | 32% | 32% |
| Years of growth | 13 yr | 12 yr |
| 5-yr dividend growth | 8.8% | 22.4% |
| 5-yr total return | 25% | 94% |
| Dividend safety score | 99 (A) | 82 (A) |
| Fair value estimate | $64.22 | $160.88 |
| Upside to fair value | +31% | -13% |
| Frequency | quarterly | quarterly |
| Market cap | $1.8B | $288.4B |
| P/E ratio | 12.6 | 15.1 |
Higher yield
GABC
2.53%
Safer dividend
GABC
Grade A
Faster growth
MS
22.4%
Better value
GABC
+31% upside
GABC vs MS — FAQ
Is GABC or MS a better dividend stock?
On the data, GABC wins more head-to-head categories (5 vs 3). GABC offers the higher yield (2.53%), while GABC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, GABC or MS?
GABC has the higher forward dividend yield at 2.53%, versus 2.50% for MS.
Is GABC or MS safer?
GABC has the higher dividend-safety score (99/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is GABC or MS better value right now?
As of Oct 31, 2026, GABC looks like the better value: its fair-value estimate is 31% above its share price (undervalued). For MS, its fair-value estimate is 13% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.