GABC vs HSBC: Which Is the Better Dividend Stock?
As of Oct 31, 2026, GABC and HSBC are closely matched. HSBC offers the higher yield at 4.39%, GABC has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: GABC vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.39%, versus 2.53% for German American Bancorp, Inc. (GABC).
- As of Oct 31, 2026, SmarterDividends grades GABC's dividend safety A (99/100) and HSBC's B (68/100).
- By SmarterDividends' count as of Oct 31, 2026, GABC has raised its dividend for 13 consecutive years and HSBC for 0.
- As of Oct 31, 2026, GABC pays out 32% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 31, 2026, GABC's fair-value estimate is 34% above its share price and HSBC's fair-value estimate is 75% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "GABC vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/gabc-vs-hsbc
| Metric | GABC | HSBC |
|---|---|---|
| Forward yield | 2.53% | 4.39% |
| Annual dividend | $1.24 | $3.75 |
| Payout ratio | 32% | 54% |
| Years of growth | 13 yr | 0 yr |
| 5-yr dividend growth | 8.8% | -13.8% |
| 5-yr total return | 25% | 209% |
| Dividend safety score | 99 (A) | 68 (B) |
| Fair value estimate | $65.60 | $149.54 |
| Upside to fair value | +34% | +75% |
| Frequency | quarterly | quarterly |
| Market cap | $1.8B | $292.1B |
| P/E ratio | 12.6 | 11.2 |
Higher yield
HSBC
4.39%
Safer dividend
GABC
Grade A
Faster growth
GABC
8.8%
Better value
HSBC
+75% upside
GABC vs HSBC — FAQ
Is GABC or HSBC a better dividend stock?
GABC and HSBC are closely matched. HSBC has the higher yield; GABC scores better on safety.
Which has a higher dividend yield, GABC or HSBC?
HSBC has the higher forward dividend yield at 4.39%, versus 2.53% for GABC.
Is GABC or HSBC safer?
GABC has the higher dividend-safety score (99/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is GABC or HSBC better value right now?
As of Oct 31, 2026, HSBC looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For GABC, its fair-value estimate is 34% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.