Peoples Financial Services Corp.
PFISFinancial Services · Stock · quarterly payer
Forward Yield
3.53%
Annual Dividend
$2.49
Payout Ratio
44%
5-Yr Growth
11.4%
Ex-Date
Aug 31, 2026
Frequency
Quarterly
Summary
As of August 2026, Peoples Financial Services Corp. (PFIS) yields 3.53% ($2.49 per share annually), with a blended fair-value estimate of $127.11 — +80% upside, so it screens as undervalued. Dividend safety grade: A (94/100). 9 years of dividend growth.
Is PFIS a good dividend stock?
YesPeoples Financial Services Corp. (PFIS) pays a quarterly dividend yielding 3.53% ($2.49/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (44%)
- Strong 11.4% 5-yr dividend growth
- 53% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.53%
- Payout Ratio
- 44%
- Annual Dividend
- $2.49
- 5-Yr Avg Growth
- 11.4%
- Ex-Dividend Date
- Aug 31, 2026
- Years of Growth
- 9
- Frequency
- quarterly
- Beta
- 0.73
- Market Cap
- $707.3M
- P/E Ratio
- 12.5
- 5-Yr Total Return
- 53%
- 52-Week Range
- $43.64 – $73.37
- Dividend Safety
- A · 94/100
- Ever Cut?
- No
Frequently Asked Questions
PFIS Price — Last 12 Months
Daily close
Price Return
1 Year
+35%
3 Years
+62%
5 Years
+53%
52-Week Range
$43.64 – $73.37
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PFIS worth?
Undervaluedlow confidenceOur blended fair-value estimate for Peoples Financial Services Corp. is $127.11 per share, versus a market price of $70.66. That implies 80% of upside — a margin of safety of about 44%.
Fair Value
$127.11
Current Price
$70.66
Upside
+80%
Margin of Safety
44%
How we get there
Discounted cash flow
Discounts projected free cash flow back to today.
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
At today's price, the market is pricing in about 7.1% annual free-cash-flow growth. We model 20.0% — below our estimate, leaving room for upside if the business executes.
Assumptions: 7.9% discount rate (CAPM), 20.0% stage-1 growth, 2.5% terminal growth, $5.65 EPS, $2.49 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PFIS Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| May 29, 2026 | — | $0.6250 | regular |
| Feb 27, 2026 | — | $0.6250 | regular |
| Nov 28, 2025 | — | $0.6180 | regular |
| Aug 29, 2025 | — | $0.6180 | regular |
| May 30, 2025 | — | $0.6180 | regular |
| Feb 28, 2025 | — | $0.6180 | regular |
| Nov 29, 2024 | — | $0.6180 | regular |
| Aug 30, 2024 | — | $0.6180 | regular |
| May 31, 2024 | — | $0.4100 | regular |
| Feb 28, 2024 | — | $0.4100 | regular |
| Nov 29, 2023 | — | $0.4100 | regular |
| Aug 30, 2023 | — | $0.4100 | regular |
| May 30, 2023 | — | $0.4100 | regular |
| Feb 27, 2023 | — | $0.4100 | regular |
Income Calculator
At $2.49 / yr per share
