Peoples Financial Services Corp.
PFISFinancial Services · Banks - Regional · Stock · quarterly payer
Forward Yield
3.64%
Annual Dividend
$2.49
Payout Ratio
44%
5-Yr Growth
11.4%
Ex-Date
Aug 31, 2026
Frequency
Quarterly
Key facts about PFIS's dividend
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) has a forward dividend yield of 3.64%, based on an annual dividend of $2.49 per share and a share price of $68.30.
- As of Oct 18, 2026, PFIS's dividend safety grade from SmarterDividends is A (94 out of 100), which rates the dividend as very safe.
- By SmarterDividends' count, Peoples Financial Services Corp. (PFIS) has raised its dividend for 9 consecutive years as of Oct 18, 2026.
- PFIS has never cut its regular dividend in the payment history SmarterDividends has on record.
- PFIS's most recent ex-dividend date was Aug 31, 2026, for a dividend of $0.63 per share.
- As of Oct 18, 2026, PFIS pays out 44% of its trailing 12-month earnings as dividends (its payout ratio).
- PFIS's dividend has grown at an average rate of 11.4% a year over the past five years.
- As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for PFIS is $50.13 per share, 27% below the $68.30 share price, so PFIS screens as overvalued.
- Peoples Financial Services Corp. (PFIS) pays its dividend quarterly, 4 times a year.
- Peoples Financial Services Corp. (PFIS) has raised its regular dividend 22 times and cut it 0 times across the 98 payments on record since 2002. Its most recent change was a 1.1% increase to $0.625 per share, going ex-dividend on Feb 27, 2026.
Cite this page
SmarterDividends, "PFIS Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/PFIS
Summary
As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) yields 3.64% ($2.49 a year per share), has a dividend safety grade of A (94/100) and has 9 consecutive years of dividend increases on record.
Is PFIS a good dividend stock?
YesPeoples Financial Services Corp. (PFIS) pays a quarterly dividend yielding 3.64% ($2.49/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Never cut its dividend on record
- Comfortable payout ratio (44%)
- Strong 11.4% 5-yr dividend growth
- 44% total price return over 5 years
- Top-tier dividend safety score
Risks
- Single-stock concentration risk — diversify
Key Data
- Dividend Yield
- 3.64%
- Payout Ratio
- 44%
- Annual Dividend
- $2.49
- 5-Yr Avg Growth
- 11.4%
- Ex-Dividend Date
- Aug 31, 2026
- Years of Growth
- 9
- Frequency
- quarterly
- Beta
- 0.73
- Market Cap
- $683.7M
- P/E Ratio
- 12.1
- 5-Yr Total Return
- 44%
- 52-Week Range
- $43.64 – $73.37
- Dividend Safety
- A · 94/100
- Ever Cut?
- No
PFIS dividend raises and cuts
Peoples Financial Services Corp. (PFIS) has raised its regular dividend 22 times and cut it 0 times across the 98 payments on record since 2002. Its most recent change was a 1.1% increase to $0.625 per share, going ex-dividend on Feb 27, 2026.
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Feb 27, 2026 | Raise | $0.618 → $0.625 | +1.1% |
| Aug 30, 2024 | Raise | $0.410 → $0.618 | +50.7% |
| Feb 27, 2023 | Raise | $0.400 → $0.410 | +2.5% |
| Aug 30, 2022 | Raise | $0.390 → $0.400 | +2.6% |
| Feb 25, 2022 | Raise | $0.380 → $0.390 | +2.6% |
| Aug 30, 2021 | Raise | $0.370 → $0.380 | +2.7% |
| Feb 25, 2021 | Raise | $0.360 → $0.370 | +2.8% |
| Feb 27, 2020 | Raise | $0.350 → $0.360 | +2.9% |
| Nov 27, 2019 | Raise | $0.340 → $0.350 | +2.9% |
| Feb 27, 2019 | Raise | $0.330 → $0.340 | +3.0% |
| May 30, 2018 | Raise | $0.320 → $0.330 | +3.1% |
| Aug 29, 2017 | Raise | $0.310 → $0.320 | +3.2% |
Show all 22 changes since 2002
| Ex-date | Change | Old → new | Move |
|---|---|---|---|
| Feb 26, 2014 | Raise | $0.230 → $0.310 | +34.8% |
| Jan 29, 2013 | Raise | $0.220 → $0.230 | +4.5% |
| Jul 27, 2012 | Raise | $0.210 → $0.220 | +4.8% |
| Jan 27, 2012 | Raise | $0.200 → $0.210 | +5.0% |
| Apr 28, 2010 | Raise | $0.190 → $0.200 | +5.3% |
| Oct 27, 2004 | Raise | $0.180 → $0.190 | +5.6% |
| Jan 28, 2004 | Raise | $0.170 → $0.180 | +5.9% |
| Oct 29, 2003 | Raise | $0.160 → $0.170 | +6.3% |
| Jan 29, 2003 | Raise | $0.153 → $0.160 | +4.3% |
| Oct 29, 2002 | Raise | $0.147 → $0.153 | +4.5% |
Frequently Asked Questions
Is PFIS a good dividend stock?
Yes. Peoples Financial Services Corp. (PFIS) pays a quarterly dividend yielding 3.64% ($2.49/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Is PFIS undervalued?
Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, PFIS's fair value is about $50.13 versus a $68.30 share price — so it looks overvalued (-27% vs. fair value).
Is PFIS's dividend safe?
PFIS has a dividend-safety grade of A (94/100), based on its payout coverage, free-cash-flow, 9-year growth streak, a clean no-cut history, debt and yield-versus-history.
What is PFIS's fair value?
Our blended fair-value estimate for PFIS is about $50.13 per share, about 27% below the current $68.30 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.
Is PFIS a buy, hold, or sell?
We don't issue formal ratings, but on the data PFIS screens as "yes" and overvalued. Peoples Financial Services Corp. (PFIS) pays a quarterly dividend yielding 3.64% ($2.49/yr), with 9 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.
Will PFIS cut its dividend?
PFIS earns a dividend-safety grade of A (94/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.
Does PFIS pay a dividend?
Yes. Peoples Financial Services Corp. pays a quarterly dividend of about $2.49 per share annually, a forward yield of roughly 3.64%.
What is PFIS's dividend yield?
As of Oct 18, 2026, PFIS's forward dividend yield is 3.64%, based on a $2.49 annual dividend and a $68.30 share price.
What is PFIS's dividend per share?
As of Oct 18, 2026, PFIS pays $2.49 per share per year, distributed on a quarterly basis.
What is PFIS's dividend payout ratio?
As of Oct 18, 2026, PFIS's payout ratio is 44% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.
How many years has PFIS grown its dividend?
As of Oct 18, 2026, PFIS has increased its dividend for 9 consecutive years.
When is the next PFIS ex-dividend date?
As of Oct 18, 2026, PFIS's next ex-dividend date hasn't been announced. The most recent was Aug 31, 2026, for $0.63 per share.
PFIS Price — Last 12 Months
Daily close
Price Return
1 Year
+40%
3 Years
+61%
5 Years
+44%
52-Week Range
$43.64 – $73.37
Price change over each period (excludes dividends). Past performance doesn't guarantee future results.
What is PFIS worth?
Overvaluedmedium confidenceOur blended fair-value estimate for Peoples Financial Services Corp. is $50.13 per share, versus a market price of $68.30. That implies 27% of downside.
Fair Value
$50.13
Current Price
$68.30
Downside
-27%
Margin of Safety
-36%
How we get there
Dividend discount
Discounts the future dividend stream back to today.
Earnings multiple (Graham)
Graham's earnings-multiple formula, anchored to bond yields.
Assumptions: 8.0% discount rate (CAPM), 1.4% growth for five years fading to 2.5% over the next five, $5.65 EPS, $2.49 annual dividend. Updated weekly.
Fair-value estimates are model output for educational purposes only — not investment advice or a price target.
PFIS Dividend Safety Score
Very Safe
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Dividend History
Full PFIS dividend history →| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Aug 31, 2026 | Sep 15, 2026 | $0.6250 | regular |
| May 29, 2026 | Jun 15, 2026 | $0.6250 | regular |
| Feb 27, 2026 | Mar 13, 2026 | $0.6250 | regular |
| Nov 28, 2025 | Dec 15, 2025 | $0.6180 | regular |
| Aug 29, 2025 | Sep 15, 2025 | $0.6180 | regular |
| May 30, 2025 | Jun 13, 2025 | $0.6180 | regular |
| Feb 28, 2025 | Mar 14, 2025 | $0.6180 | regular |
| Nov 29, 2024 | Dec 13, 2024 | $0.6180 | regular |
| Aug 30, 2024 | Sep 13, 2024 | $0.6180 | regular |
| May 31, 2024 | Jun 14, 2024 | $0.4100 | regular |
| Feb 28, 2024 | Mar 15, 2024 | $0.4100 | regular |
| Nov 29, 2023 | Dec 15, 2023 | $0.4100 | regular |
| Aug 30, 2023 | Sep 15, 2023 | $0.4100 | regular |
| May 30, 2023 | Jun 15, 2023 | $0.4100 | regular |
Income Calculator
At $2.49 / yr per share
Similar Dividend Stocks
Compare PFIS
Explore more
Lists and tools related to PFIS
- Safest dividend stocks →
- Financial Services dividend stocks →
- PFIS dividend calculator →
- PFIS DRIP calculator →
- PFIS: last day to buy for the dividend →
- Embed PFIS dividend data on your site →
- Dividend increases & cuts this week →
- Dividend calendar →
- Dividend calculator →
- Dividend income calculator →
- DRIP calculator →
- Latest dividend cuts →
- Dividend cuts this month (research note) →
- Dividend increases this month (research note) →
- Safety score track record →
- Dividend screener →
- Dividend history lookup →
- Guide: what is a good dividend yield? →
- Guide: how to value a dividend stock →