BAC vs PFIS: Which Is the Better Dividend Stock?
As of Oct 18, 2026, PFIS (Peoples Financial Services Corp.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. PFIS offers the higher yield at 3.64%, PFIS has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs PFIS
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) has the higher forward dividend yield at 3.64%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 18, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and PFIS's A (94/100).
- By SmarterDividends' count as of Oct 18, 2026, BAC has raised its dividend for 12 consecutive years and PFIS for 9.
- As of Oct 18, 2026, BAC pays out 26% of its earnings as dividends and PFIS pays out 44%.
- As of Oct 18, 2026, BAC's fair-value estimate is 24% above its share price and PFIS's fair-value estimate is 27% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs PFIS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/bac-vs-pfis
| Metric | BAC | PFIS |
|---|---|---|
| Forward yield | 2.50% | 3.64% |
| Annual dividend | $1.28 | $2.49 |
| Payout ratio | 26% | 44% |
| Years of growth | 12 yr | 9 yr |
| 5-yr dividend growth | 8.4% | 11.4% |
| 5-yr total return | 15% | 44% |
| Dividend safety score | 87 (A) | 94 (A) |
| Fair value estimate | $63.43 | $50.13 |
| Upside to fair value | +24% | -27% |
| Frequency | quarterly | quarterly |
| Market cap | $358.2B | $683.7M |
| P/E ratio | 12.2 | 12.1 |
Higher yield
PFIS
3.64%
Safer dividend
PFIS
Grade A
Faster growth
PFIS
11.4%
Better value
BAC
+24% upside
BAC vs PFIS — FAQ
Is BAC or PFIS a better dividend stock?
On the data, PFIS wins more head-to-head categories (5 vs 3). PFIS offers the higher yield (3.64%), while PFIS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or PFIS?
PFIS has the higher forward dividend yield at 3.64%, versus 2.50% for BAC.
Is BAC or PFIS safer?
PFIS has the higher dividend-safety score (94/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or PFIS better value right now?
As of Oct 18, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For PFIS, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.