MA vs PFIS: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFIS offers the higher yield at 3.64%, PFIS has the higher dividend-safety score, and MA looks like the better value (its fair-value estimate is 23% below its share price).
Key facts: MA vs PFIS
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) has the higher forward dividend yield at 3.64%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades MA's dividend safety A (89/100) and PFIS's A (94/100).
- By SmarterDividends' count as of Oct 18, 2026, MA has raised its dividend for 14 consecutive years and PFIS for 9.
- As of Oct 18, 2026, MA pays out 18% of its earnings as dividends and PFIS pays out 44%.
- As of Oct 18, 2026, MA's fair-value estimate is 23% below its share price and PFIS's fair-value estimate is 27% below its share price, so MA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs PFIS: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/ma-vs-pfis
| Metric | MA | PFIS |
|---|---|---|
| Forward yield | 0.56% | 3.64% |
| Annual dividend | $3.48 | $2.49 |
| Payout ratio | 18% | 44% |
| Years of growth | 14 yr | 9 yr |
| 5-yr dividend growth | 13.7% | 11.4% |
| 5-yr total return | 96% | 44% |
| Dividend safety score | 89 (A) | 94 (A) |
| Fair value estimate | $474.95 | $50.13 |
| Upside to fair value | -23% | -27% |
| Frequency | quarterly | quarterly |
| Market cap | $540.9B | $683.7M |
| P/E ratio | 34.0 | 12.1 |
Higher yield
PFIS
3.64%
Safer dividend
PFIS
Grade A
Faster growth
MA
13.7%
Better value
MA
-23% upside
MA vs PFIS — FAQ
Is MA or PFIS a better dividend stock?
On the data, MA wins more head-to-head categories (6 vs 2). PFIS offers the higher yield (3.64%), while PFIS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or PFIS?
PFIS has the higher forward dividend yield at 3.64%, versus 0.56% for MA.
Is MA or PFIS safer?
PFIS has the higher dividend-safety score (94/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or PFIS better value right now?
As of Oct 18, 2026, MA looks like the better value: its fair-value estimate is 23% below its share price (overvalued). For PFIS, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.