PFIS vs V: Which Is the Better Dividend Stock?
As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFIS offers the higher yield at 3.64%, PFIS has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 24% below its share price).
Key facts: PFIS vs V
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) has the higher forward dividend yield at 3.64%, versus 0.67% for Visa Inc. (V).
- As of Oct 18, 2026, SmarterDividends grades PFIS's dividend safety A (94/100) and V's A (93/100).
- By SmarterDividends' count as of Oct 18, 2026, PFIS has raised its dividend for 9 consecutive years and V for 17.
- As of Oct 18, 2026, PFIS pays out 44% of its earnings as dividends and V pays out 22%.
- As of Oct 18, 2026, PFIS's fair-value estimate is 27% below its share price and V's fair-value estimate is 24% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "PFIS vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/pfis-vs-v
| Metric | PFIS | V |
|---|---|---|
| Forward yield | 3.64% | 0.67% |
| Annual dividend | $2.49 | $2.68 |
| Payout ratio | 44% | 22% |
| Years of growth | 9 yr | 17 yr |
| 5-yr dividend growth | 11.4% | 14.9% |
| 5-yr total return | 44% | 108% |
| Dividend safety score | 94 (A) | 93 (A) |
| Fair value estimate | $50.13 | $306.97 |
| Upside to fair value | -27% | -24% |
| Frequency | quarterly | quarterly |
| Market cap | $683.7M | $755.8B |
| P/E ratio | 12.1 | 34.3 |
Higher yield
PFIS
3.64%
Safer dividend
PFIS
Grade A
Faster growth
V
14.9%
Better value
V
-24% upside
PFIS vs V — FAQ
Is PFIS or V a better dividend stock?
On the data, V wins more head-to-head categories (6 vs 2). PFIS offers the higher yield (3.64%), while PFIS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, PFIS or V?
PFIS has the higher forward dividend yield at 3.64%, versus 0.67% for V.
Is PFIS or V safer?
PFIS has the higher dividend-safety score (94/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.
Is PFIS or V better value right now?
As of Oct 18, 2026, V looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For PFIS, its fair-value estimate is 27% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.


