SmarterDividends

PFIS vs V: Which Is the Better Dividend Stock?

As of Oct 18, 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. PFIS offers the higher yield at 3.64%, PFIS has the higher dividend-safety score, and V looks like the better value (its fair-value estimate is 24% below its share price).

Key facts: PFIS vs V

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Peoples Financial Services Corp. (PFIS) has the higher forward dividend yield at 3.64%, versus 0.67% for Visa Inc. (V).
  • As of Oct 18, 2026, SmarterDividends grades PFIS's dividend safety A (94/100) and V's A (93/100).
  • By SmarterDividends' count as of Oct 18, 2026, PFIS has raised its dividend for 9 consecutive years and V for 17.
  • As of Oct 18, 2026, PFIS pays out 44% of its earnings as dividends and V pays out 22%.
  • As of Oct 18, 2026, PFIS's fair-value estimate is 27% below its share price and V's fair-value estimate is 24% below its share price, so V looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "PFIS vs V: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/pfis-vs-v

MetricPFISV
Forward yield3.64%0.67%
Annual dividend$2.49$2.68
Payout ratio44%22%
Years of growth9 yr17 yr
5-yr dividend growth11.4%14.9%
5-yr total return44%108%
Dividend safety score94 (A)93 (A)
Fair value estimate$50.13$306.97
Upside to fair value-27%-24%
Frequencyquarterlyquarterly
Market cap$683.7M$755.8B
P/E ratio12.134.3

Higher yield

PFIS

3.64%

Safer dividend

PFIS

Grade A

Faster growth

V

14.9%

Better value

V

-24% upside

PFIS vs V — FAQ

Is PFIS or V a better dividend stock?

On the data, V wins more head-to-head categories (6 vs 2). PFIS offers the higher yield (3.64%), while PFIS has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, PFIS or V?

PFIS has the higher forward dividend yield at 3.64%, versus 0.67% for V.

Is PFIS or V safer?

PFIS has the higher dividend-safety score (94/100 vs 93/100), reflecting stronger payout coverage and dividend-growth history.

Is PFIS or V better value right now?

As of Oct 18, 2026, V looks like the better value: its fair-value estimate is 24% below its share price (overvalued). For PFIS, its fair-value estimate is 27% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.