SmarterDividends
SYF-PA

Synchrony Financial

SYF-PA

Financial Services · Credit Services · Stock · quarterly payer

$17.51

Undervalued · +44% Add to Portfolio

Forward Yield

8.12%

Annual Dividend

$1.41

Payout Ratio

—

5-Yr Growth

-0.1%

Ex-Date

Nov 5, 2026

Frequency

Quarterly

Key facts about SYF-PA's dividend

Data as of · Source: SmarterDividends data

  • As of Nov 4, 2026, Synchrony Financial (SYF-PA) has a forward dividend yield of 8.12%, based on an annual dividend of $1.41 per share and a share price of $17.51.
  • As of Nov 4, 2026, SYF-PA's dividend safety grade from SmarterDividends is B (73 out of 100), which rates the dividend as safe.
  • SYF-PA has never cut its regular dividend in the payment history SmarterDividends has on record.
  • SYF-PA's next ex-dividend date is Nov 5, 2026, with payment on Nov 16, 2026. Shares must be owned before that date to receive the dividend.
  • SYF-PA's dividend has shrunk at an average rate of 0.1% a year over the past five years.
  • As of Nov 4, 2026, SYF-PA's 8.12% yield is 16% above its five-year average yield of 6.99%.
  • As of Nov 4, 2026, SmarterDividends' blended fair-value estimate for SYF-PA is $25.29 per share, 44% above the $17.51 share price, so SYF-PA screens as undervalued.
  • Synchrony Financial (SYF-PA) pays its dividend quarterly, 4 times a year.
  • Synchrony Financial (SYF-PA) has raised its regular dividend 0 times and cut it 0 times across the 27 payments on record since 2020. The regular dividend has not changed in that time.
Cite this page

SmarterDividends, "SYF-PA Dividend: Yield, Safety Grade & Next Ex-Date," updated Nov 4, 2026, https://smarterdividends.com/stocks/SYF-PA

Summary

As of Nov 4, 2026, Synchrony Financial (SYF-PA) yields 8.12% ($1.41 a year per share) and has a dividend safety grade of B (73/100).

Is SYF-PA a good dividend stock?

Yes, with caveats

Synchrony Financial (SYF-PA) pays a quarterly dividend yielding 8.12% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Advantages

  • Never cut its dividend on record

Risks

  • Dividend has been shrinking, not growing
  • Very high yield can signal elevated risk
  • Share price is down over the past 5 years

Key Data

Dividend Yield
8.12%
Payout Ratio
—
Annual Dividend
$1.41
5-Yr Avg Growth
-0.1%
Ex-Dividend Date
Nov 5, 2026
Years of Growth
0
Frequency
quarterly
Beta
1.40
Market Cap
—
P/E Ratio
2.4
5-Yr Total Return
-34%
52-Week Range
$17.42 – $20.55
Dividend Safety
B · 73/100
Ever Cut?
No

SYF-PA dividend raises and cuts

Synchrony Financial (SYF-PA) has raised its regular dividend 0 times and cut it 0 times across the 27 payments on record since 2020. The regular dividend has not changed in that time.

Every SYF-PA payment →Download every raise and cut (CSV)
SYF-PA ex-dividend date & scheduleNext ex-date Nov 5, 2026 · full ex-dividend historyView →SYF-PA dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is SYF-PA a good dividend stock?

Yes, with caveats. Synchrony Financial (SYF-PA) pays a quarterly dividend yielding 8.12% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying.

Is SYF-PA undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, SYF-PA's fair value is about $25.29 versus a $17.51 share price — so it looks undervalued (+44% vs. fair value).

Is SYF-PA's dividend safe?

SYF-PA has a dividend-safety grade of B (73/100), based on its payout coverage, free-cash-flow, 0-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is SYF-PA's fair value?

Our blended fair-value estimate for SYF-PA is about $25.29 per share, roughly 44% above the current $17.51 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is SYF-PA a buy, hold, or sell?

We don't issue formal ratings, but on the data SYF-PA screens as "yes, with caveats" and undervalued. Synchrony Financial (SYF-PA) pays a quarterly dividend yielding 8.12% ($1.41/yr), with 0 years of growth and a dividend-safety grade of B. It's a solid income payer, but check the caveats below before buying. This is research for your own analysis, not investment advice.

Will SYF-PA cut its dividend?

SYF-PA earns a dividend-safety grade of B (73/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does SYF-PA pay a dividend?

Yes. Synchrony Financial pays a quarterly dividend of about $1.41 per share annually, a forward yield of roughly 8.12%.

What is SYF-PA's dividend yield?

As of Nov 4, 2026, SYF-PA's forward dividend yield is 8.12%, based on a $1.41 annual dividend and a $17.51 share price.

What is SYF-PA's dividend per share?

As of Nov 4, 2026, SYF-PA pays $1.41 per share per year, distributed on a quarterly basis.

How many years has SYF-PA grown its dividend?

SYF-PA does not currently have a long dividend-growth streak on record.

When is the next SYF-PA ex-dividend date?

As of Nov 4, 2026, the next ex-dividend date on record for SYF-PA is Nov 5, 2026.

Income Calculator

At $1.41 / yr per share

Per payment (quarterly)$35.25
Annual$141.00
Monthly avg$11.75

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