MA vs SYF-PA: Which Is the Better Dividend Stock?
As of Nov 4, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. SYF-PA offers the higher yield at 8.12%, MA has the higher dividend-safety score, and SYF-PA looks like the better value (its fair-value estimate is 44% above its share price).
Key facts: MA vs SYF-PA
Data as of · Source: SmarterDividends data
- As of Nov 4, 2026, Synchrony Financial (SYF-PA) has the higher forward dividend yield at 8.12%, versus 0.54% for Mastercard Incorporated (MA).
- As of Nov 4, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SYF-PA's B (73/100).
- By SmarterDividends' count as of Nov 4, 2026, MA has raised its dividend for 14 consecutive years and SYF-PA for 0.
- As of Nov 4, 2026, MA's fair-value estimate is 24% below its share price and SYF-PA's fair-value estimate is 44% above its share price, so SYF-PA looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SYF-PA: Dividend Yield, Safety & Value Compared," updated Nov 4, 2026, https://smarterdividends.com/compare/ma-vs-syf-pa
| Metric | MA | SYF-PA |
|---|---|---|
| Forward yield | 0.54% | 8.12% |
| Annual dividend | $3.48 | $1.41 |
| Payout ratio | 18% | — |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 13.7% | -0.1% |
| 5-yr total return | 103% | -34% |
| Dividend safety score | 89 (A) | 73 (B) |
| Fair value estimate | $499.25 | $25.29 |
| Upside to fair value | -24% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $575.6B | — |
| P/E ratio | 34.6 | 2.4 |
Higher yield
SYF-PA
8.12%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
SYF-PA
+44% upside
MA vs SYF-PA — FAQ
Is MA or SYF-PA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). SYF-PA offers the higher yield (8.12%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or SYF-PA?
SYF-PA has the higher forward dividend yield at 8.12%, versus 0.54% for MA.
Is MA or SYF-PA safer?
MA has the higher dividend-safety score (89/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or SYF-PA better value right now?
As of Nov 4, 2026, SYF-PA looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.