HSBC vs SYF-PA: Which Is the Better Dividend Stock?
As of Nov 4, 2026, HSBC and SYF-PA are closely matched. SYF-PA offers the higher yield at 8.12%, SYF-PA has the higher dividend-safety score, and HSBC looks like the better value (its fair-value estimate is 65% above its share price).
Key facts: HSBC vs SYF-PA
Data as of · Source: SmarterDividends data
- As of Nov 4, 2026, Synchrony Financial (SYF-PA) has the higher forward dividend yield at 8.12%, versus 4.44% for HSBC Holdings plc (HSBC).
- As of Nov 4, 2026, SmarterDividends grades HSBC's dividend safety B (68/100) and SYF-PA's B (73/100).
- As of Nov 4, 2026, HSBC's fair-value estimate is 65% above its share price and SYF-PA's fair-value estimate is 44% above its share price, so HSBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "HSBC vs SYF-PA: Dividend Yield, Safety & Value Compared," updated Nov 4, 2026, https://smarterdividends.com/compare/hsbc-vs-syf-pa
| Metric | HSBC | SYF-PA |
|---|---|---|
| Forward yield | 4.44% | 8.12% |
| Annual dividend | $3.75 | $1.41 |
| Payout ratio | 54% | — |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | -13.8% | -0.1% |
| 5-yr total return | 209% | -34% |
| Dividend safety score | 68 (B) | 73 (B) |
| Fair value estimate | $145.65 | $25.29 |
| Upside to fair value | +65% | +44% |
| Frequency | quarterly | quarterly |
| Market cap | $301.6B | — |
| P/E ratio | 11.5 | 2.4 |
Higher yield
SYF-PA
8.12%
Safer dividend
SYF-PA
Grade B
Faster growth
SYF-PA
-0.1%
Better value
HSBC
+65% upside
HSBC vs SYF-PA — FAQ
Is HSBC or SYF-PA a better dividend stock?
HSBC and SYF-PA are closely matched. SYF-PA has the higher yield; SYF-PA scores better on safety.
Which has a higher dividend yield, HSBC or SYF-PA?
SYF-PA has the higher forward dividend yield at 8.12%, versus 4.44% for HSBC.
Is HSBC or SYF-PA safer?
SYF-PA has the higher dividend-safety score (73/100 vs 68/100), reflecting stronger payout coverage and dividend-growth history.
Is HSBC or SYF-PA better value right now?
As of Nov 4, 2026, HSBC looks like the better value: its fair-value estimate is 65% above its share price (undervalued). For SYF-PA, its fair-value estimate is 44% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.