SmarterDividends

JPM vs SYF-PA: Which Is the Better Dividend Stock?

As of Nov 4, 2026, JPM (JPMorgan Chase & Co.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. SYF-PA offers the higher yield at 8.12%, JPM has the higher dividend-safety score, and SYF-PA looks like the better value (its fair-value estimate is 44% above its share price).

Key facts: JPM vs SYF-PA

Data as of · Source: SmarterDividends data

  • As of Nov 4, 2026, Synchrony Financial (SYF-PA) has the higher forward dividend yield at 8.12%, versus 1.95% for JPMorgan Chase & Co. (JPM).
  • As of Nov 4, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and SYF-PA's B (73/100).
  • By SmarterDividends' count as of Nov 4, 2026, JPM has raised its dividend for 15 consecutive years and SYF-PA for 0.
  • As of Nov 4, 2026, JPM's fair-value estimate is 6% above its share price and SYF-PA's fair-value estimate is 44% above its share price, so SYF-PA looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "JPM vs SYF-PA: Dividend Yield, Safety & Value Compared," updated Nov 4, 2026, https://smarterdividends.com/compare/jpm-vs-syf-pa

MetricJPMSYF-PA
Forward yield1.95%8.12%
Annual dividend$6.60$1.41
Payout ratio26%—
Years of growth15 yr0 yr
5-yr dividend growth9.0%-0.1%
5-yr total return112%-34%
Dividend safety score82 (A)73 (B)
Fair value estimate$364.60$25.29
Upside to fair value+6%+44%
Frequencyquarterlyquarterly
Market cap$909.8B—
P/E ratio14.42.4

Higher yield

SYF-PA

8.12%

Safer dividend

JPM

Grade A

Faster growth

JPM

9.0%

Better value

SYF-PA

+44% upside

JPM vs SYF-PA — FAQ

Is JPM or SYF-PA a better dividend stock?

On the data, JPM wins more head-to-head categories (5 vs 2). SYF-PA offers the higher yield (8.12%), while JPM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, JPM or SYF-PA?

SYF-PA has the higher forward dividend yield at 8.12%, versus 1.95% for JPM.

Is JPM or SYF-PA safer?

JPM has the higher dividend-safety score (82/100 vs 73/100), reflecting stronger payout coverage and dividend-growth history.

Is JPM or SYF-PA better value right now?

As of Nov 4, 2026, SYF-PA looks like the better value: its fair-value estimate is 44% above its share price (undervalued). For JPM, its fair-value estimate is 6% above its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.