SmarterDividends
UNM

Unum Group

UNM

Financial Services · Insurance - Life · Stock · quarterly payer

$92.23

Overvalued · -17% Add to Portfolio

Forward Yield

2.19%

Annual Dividend

$2.02

Payout Ratio

43%

5-Yr Growth

9.1%

Ex-Date

Oct 30, 2026

Frequency

Quarterly

Key facts about UNM's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 18, 2026, Unum Group (UNM) has a forward dividend yield of 2.19%, based on an annual dividend of $2.02 per share and a share price of $92.23.
  • As of Oct 18, 2026, UNM's dividend safety grade from SmarterDividends is A (92 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Unum Group (UNM) has raised its dividend for 17 consecutive years as of Oct 18, 2026.
  • UNM last cut its regular dividend in 2003.
  • UNM's next ex-dividend date is Oct 30, 2026, with payment on Nov 20, 2026. Shares must be owned before that date to receive the dividend.
  • As of Oct 18, 2026, UNM pays out 43% of its trailing 12-month earnings as dividends (its payout ratio).
  • UNM's dividend has grown at an average rate of 9.1% a year over the past five years.
  • As of Oct 18, 2026, UNM's 2.19% yield is 32% below its five-year average yield of 3.21%.
  • As of Oct 18, 2026, SmarterDividends' blended fair-value estimate for UNM is $76.81 per share, 17% below the $92.23 share price, so UNM screens as overvalued.
  • Unum Group (UNM) pays its dividend quarterly, 4 times a year.
  • Unum Group (UNM) has raised its regular dividend 28 times and cut it 2 times across the 162 payments on record since 1987. Its most recent change was a 9.8% increase to $0.505 per share, going ex-dividend on Jul 24, 2026. The last cut went ex-dividend on May 1, 2003.
Cite this page

SmarterDividends, "UNM Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 18, 2026, https://smarterdividends.com/stocks/UNM

Summary

As of Oct 18, 2026, Unum Group (UNM) yields 2.19% ($2.02 a year per share), has a dividend safety grade of A (92/100) and has 17 consecutive years of dividend increases on record.

Is UNM a good dividend stock?

Yes

Unum Group (UNM) pays a quarterly dividend yielding 2.19% ($2.02/yr), with 17 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 17 consecutive years of dividend growth
  • Comfortable payout ratio (43%)
  • Strong 9.1% 5-yr dividend growth
  • 299% total price return over 5 years
  • Top-tier dividend safety score

Risks

  • Cut its dividend in 2003

Key Data

Dividend Yield
2.19%
Payout Ratio
43%
Annual Dividend
$2.02
5-Yr Avg Growth
9.1%
Ex-Dividend Date
Oct 30, 2026
Years of Growth
17
Frequency
quarterly
Beta
0.24
Market Cap
$14.6B
P/E Ratio
21.5
5-Yr Total Return
299%
52-Week Range
$69.02 – $96.77
Dividend Safety
A · 92/100
Ever Cut?
Yes (2003)

UNM dividend raises and cuts

Unum Group (UNM) has raised its regular dividend 28 times and cut it 2 times across the 162 payments on record since 1987. Its most recent change was a 9.8% increase to $0.505 per share, going ex-dividend on Jul 24, 2026. The last cut went ex-dividend on May 1, 2003.

Ex-dateChangeOld → newMove
Jul 24, 2026Raise$0.460 → $0.505+9.8%
Jul 25, 2025Raise$0.420 → $0.460+9.5%
Jul 26, 2024Raise$0.365 → $0.420+15.1%
Jul 27, 2023Raise$0.330 → $0.365+10.6%
Jul 28, 2022Raise$0.300 → $0.330+10.0%
Jul 29, 2021Raise$0.285 → $0.300+5.3%
Jul 26, 2019Raise$0.260 → $0.285+9.6%
Jul 27, 2018Raise$0.230 → $0.260+13.0%
Jul 27, 2017Raise$0.200 → $0.230+15.0%
Jul 27, 2016Raise$0.185 → $0.200+8.1%
Jul 29, 2015Raise$0.165 → $0.185+12.1%
Jul 24, 2014Raise$0.145 → $0.165+13.8%
Show all 30 changes since 1988
Ex-dateChangeOld → newMove
Jul 25, 2013Raise$0.130 → $0.145+11.5%
Jul 26, 2012Raise$0.105 → $0.130+23.8%
Jul 27, 2011Raise$0.0930 → $0.105+12.9%
Jul 28, 2010Raise$0.0830 → $0.0930+12.0%
Jul 29, 2009Raise$0.0750 → $0.0830+10.7%
May 1, 2003Cut$0.148 → $0.0750−49.3%
Apr 23, 1998Raise$0.142 → $0.148+4.2%
Apr 24, 1997Raise$0.0915 → $0.143+55.7%
Feb 25, 1997Cut$0.138 → $0.0915−33.5%
Apr 25, 1996Raise$0.133 → $0.138+3.8%
Apr 18, 1995Raise$0.120 → $0.133+10.4%
Apr 19, 1994Raise$0.100 → $0.120+20.0%
Apr 20, 1993Raise$0.0825 → $0.100+21.2%
Mar 17, 1992Raise$0.0650 → $0.0825+26.9%
Apr 23, 1991Raise$0.0500 → $0.0650+30.0%
Apr 24, 1990Raise$0.0375 → $0.0500+33.3%
Apr 18, 1989Raise$0.0300 → $0.0375+25.0%
Apr 19, 1988Raise$0.0250 → $0.0300+20.0%
Every UNM payment →Download every raise and cut (CSV)
UNM ex-dividend date & scheduleNext ex-date Oct 30, 2026 · full ex-dividend historyView →UNM dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is UNM a good dividend stock?

Yes. Unum Group (UNM) pays a quarterly dividend yielding 2.19% ($2.02/yr), with 17 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is UNM undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, UNM's fair value is about $76.81 versus a $92.23 share price — so it looks overvalued (-17% vs. fair value).

Is UNM's dividend safe?

UNM has a dividend-safety grade of A (92/100), based on its payout coverage, free-cash-flow, 17-year growth streak, a dividend cut in 2003, debt and yield-versus-history.

What is UNM's fair value?

Our blended fair-value estimate for UNM is about $76.81 per share, about 17% below the current $92.23 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is UNM a buy, hold, or sell?

We don't issue formal ratings, but on the data UNM screens as "yes" and overvalued. Unum Group (UNM) pays a quarterly dividend yielding 2.19% ($2.02/yr), with 17 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will UNM cut its dividend?

UNM earns a dividend-safety grade of A (92/100), and has cut its dividend before (last in 2003). A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does UNM pay a dividend?

Yes. Unum Group pays a quarterly dividend of about $2.02 per share annually, a forward yield of roughly 2.19%.

What is UNM's dividend yield?

As of Oct 18, 2026, UNM's forward dividend yield is 2.19%, based on a $2.02 annual dividend and a $92.23 share price.

What is UNM's dividend per share?

As of Oct 18, 2026, UNM pays $2.02 per share per year, distributed on a quarterly basis.

What is UNM's dividend payout ratio?

As of Oct 18, 2026, UNM's payout ratio is 43% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has UNM grown its dividend?

As of Oct 18, 2026, UNM has increased its dividend for 17 consecutive years.

When is the next UNM ex-dividend date?

As of Oct 18, 2026, the next ex-dividend date on record for UNM is Oct 30, 2026.

UNM Dividend News

UNM
IncreaseUNM·Aug 24, 2026

Unum Raises Quarterly Dividend 9.8% to $0.505

Unum raised its quarterly dividend 9.8% to $0.505 a share, extending a 17-year growth streak while the earnings payout ratio now stands at 43%.

Income Calculator

At $2.02 / yr per share

Per payment (quarterly)$50.50
Annual$202.00
Monthly avg$16.83

Similar Dividend Stocks

JPMJPMJPMorgan Chase & Co.1.94%Financial ServicesVVVisa Inc.0.67%Financial ServicesMAMAMastercard Incorporated0.56%Financial ServicesBACBACBank of America Corporation2.50%Financial Services

Compare UNM

UNM vs JPMUNM vs VUNM vs MAUNM vs BAC

Explore more

Lists and tools related to UNM