JPM vs UNM: Which Is the Better Dividend Stock?
As of Oct 18, 2026, UNM (Unum Group) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. UNM offers the higher yield at 2.19%, UNM has the higher dividend-safety score, and JPM looks like the better value (its fair-value estimate is 7% above its share price).
Key facts: JPM vs UNM
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Unum Group (UNM) has the higher forward dividend yield at 2.19%, versus 1.94% for JPMorgan Chase & Co. (JPM).
- As of Oct 18, 2026, SmarterDividends grades JPM's dividend safety A (82/100) and UNM's A (92/100).
- By SmarterDividends' count as of Oct 18, 2026, JPM has raised its dividend for 15 consecutive years and UNM for 17.
- As of Oct 18, 2026, JPM pays out 26% of its earnings as dividends and UNM pays out 43%.
- As of Oct 18, 2026, JPM's fair-value estimate is 7% above its share price and UNM's fair-value estimate is 17% below its share price, so JPM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "JPM vs UNM: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/jpm-vs-unm
| Metric | JPM | UNM |
|---|---|---|
| Forward yield | 1.94% | 2.19% |
| Annual dividend | $6.60 | $2.02 |
| Payout ratio | 26% | 43% |
| Years of growth | 15 yr | 17 yr |
| 5-yr dividend growth | 9.0% | 9.1% |
| 5-yr total return | 114% | 299% |
| Dividend safety score | 82 (A) | 92 (A) |
| Fair value estimate | $364.60 | $76.81 |
| Upside to fair value | +7% | -17% |
| Frequency | quarterly | quarterly |
| Market cap | $902.2B | $14.6B |
| P/E ratio | 14.3 | 21.5 |
Higher yield
UNM
2.19%
Safer dividend
UNM
Grade A
Faster growth
UNM
9.1%
Better value
JPM
+7% upside
JPM vs UNM — FAQ
Is JPM or UNM a better dividend stock?
On the data, UNM wins more head-to-head categories (5 vs 3). UNM offers the higher yield (2.19%), while UNM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, JPM or UNM?
UNM has the higher forward dividend yield at 2.19%, versus 1.94% for JPM.
Is JPM or UNM safer?
UNM has the higher dividend-safety score (92/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is JPM or UNM better value right now?
As of Oct 18, 2026, JPM looks like the better value: its fair-value estimate is 7% above its share price (fairly valued). For UNM, its fair-value estimate is 17% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.