SmarterDividends

MA vs UNM: Which Is the Better Dividend Stock?

As of August 2026, MA and UNM are closely matched. UNM offers the higher yield at 2.30%, UNM has the higher dividend-safety score, and MA trades at the larger discount to fair value (+10%).

MetricMAUNM
Forward yield0.60%2.30%
Annual dividend$3.48$2.02
Payout ratio18%43%
Years of growth14 yr17 yr
5-yr dividend growth13.7%9.1%
5-yr total return67%250%
Dividend safety score87 (A)92 (A)
Fair value estimate$641.25$82.48
Upside to fair value+10%-6%
Frequencyquarterlyquarterly
Market cap$508.6B$13.9B
P/E ratio32.020.4

Higher yield

UNM

2.30%

Safer dividend

UNM

Grade A

Faster growth

MA

13.7%

Better value

MA

+10% upside

MA vs UNM — FAQ

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