VT Total Return Calculator
$10,000 since Jun 2008, with and without reinvesting · data through Oct 2026
$10,000 invested in VT ten years ago, at the end of Oct 2016, was worth $32,073 at the end of Oct 2026 with every distribution reinvested: 12.4% a year, against $41,633 in the S&P 500. Since Jun 2008, $10,000 became $46,010 reinvested (8.7% a year), or $37,167 taking the distributions as cash, $5,813 of it paid out along the way.
VT became
$46,010
S&P 500: $82,296
Return a year
8.7%
S&P 500: 12.2%
Payouts reinvested
$7,326
bought more shares
Worst drop
-46.0%
S&P 500: -41.8%
$10,000, Jun 2008 to Oct 2026
Payouts reinvested · S&P 500 reinvested
| Year | VT total return | Paid out | S&P 500 |
|---|---|---|---|
| 2026 (part) | +11.1% | $382 | +11.7% |
| 2025 | +22.4% | $760 | +17.7% |
| 2024 | +16.5% | $660 | +24.9% |
| 2023 | +22.0% | $605 | +26.2% |
| 2022 | −18.0% | $513 | −18.2% |
| 2021 | +18.3% | $530 | +28.7% |
| 2020 | +16.6% | $416 | +18.3% |
| 2019 | +26.8% | $486 | +31.2% |
| 2018 | −9.8% | $427 | −4.6% |
| 2017 | +24.5% | $386 | +21.7% |
| 2016 | +8.5% | $357 | +12.0% |
| 2015 | −1.9% | $332 | +1.2% |
| 2014 | +3.7% | $335 | +13.5% |
| 2013 | +22.9% | $278 | +32.3% |
| 2012 | +17.2% | $253 | +16.0% |
| 2011 | −7.5% | $222 | +1.9% |
| 2010 | +13.1% | $197 | +15.1% |
| 2009 | +32.6% | $140 | +26.4% |
| 2008 (part) | −33.0% | $47 | −28.5% |
"Paid out" is what your holding received that year. Month-end prices; no costs or taxes.
Key facts: VT total return
Data as of · Source: SmarterDividends data
- $10,000 invested in VT at the end of Jun 2008, with distributions reinvested, was worth $46,010 at the end of Oct 2026: 8.7% a year, against $82,296 (12.2% a year) in the S&P 500.
- Over the 10 years to Oct 2026, VT turned $10,000 into $32,073 with distributions reinvested, 12.4% a year.
- Over the 5 years to Oct 2026, VT returned 9.9% a year with distributions reinvested (S&P 500: 12.0%).
- Taking VT's distributions as cash instead of reinvesting them, the same $10,000 ended at $37,167, including $5,813 of cash received; reinvesting added $8,843.
- VT's best calendar year in that time was 2009 (32.6%) and its worst 2022 (-18.0%), with distributions reinvested.
Cite this page
SmarterDividends, "VT Total Return Calculator," updated Nov 5, 2026, https://smarterdividends.com/stocks/VT/total-return
VT total return questions
If I invested $10,000 in VT 10 years ago, how much would I have?
About $32,073 at the end of Oct 2026, with every distribution reinvested: 12.4% a year. Taking them as cash, you'd have shares worth $26,040 or so plus the cash you received. The same $10,000 in the S&P 500 became $41,633.
What is VT's total return since Jun 2008?
360% in total, or 8.7% a year, through Oct 2026 with distributions reinvested. The share price alone rose 214%.
How much of VT's return came from distributions?
About 26% of its yearly return since Jun 2008. Reinvesting them, rather than taking cash, left you $8,843 better off on a $10,000 start.
What was VT's worst year?
2022, at -18.0% with distributions reinvested (S&P 500: -18.2%). Its deepest fall from a peak, on month-end values, was -46.0%.
How is total return calculated here?
From month-end prices: the adjusted price counts every distribution reinvested in the month it was paid; the plain price doesn't. The S&P 500 is SPY with its dividends reinvested. No trading costs or taxes.