AGM vs MA: Which Is the Better Dividend Stock?
As of Oct 18, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. AGM offers the higher yield at 3.09%, MA has the higher dividend-safety score, and AGM looks like the better value (its fair-value estimate is 43% above its share price).
Key facts: AGM vs MA
Data as of · Source: SmarterDividends data
- As of Oct 18, 2026, Federal Agricultural Mortgage Corporation (AGM) has the higher forward dividend yield at 3.09%, versus 0.56% for Mastercard Incorporated (MA).
- As of Oct 18, 2026, SmarterDividends grades AGM's dividend safety A (83/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 18, 2026, AGM has raised its dividend for 14 consecutive years and MA for 14.
- As of Oct 18, 2026, AGM pays out 34% of its earnings as dividends and MA pays out 18%.
- As of Oct 18, 2026, AGM's fair-value estimate is 43% above its share price and MA's fair-value estimate is 23% below its share price, so AGM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "AGM vs MA: Dividend Yield, Safety & Value Compared," updated Oct 18, 2026, https://smarterdividends.com/compare/agm-vs-ma
| Metric | AGM | MA |
|---|---|---|
| Forward yield | 3.09% | 0.56% |
| Annual dividend | $6.30 | $3.48 |
| Payout ratio | 34% | 18% |
| Years of growth | 14 yr | 14 yr |
| 5-yr dividend growth | 13.4% | 13.7% |
| 5-yr total return | 68% | 96% |
| Dividend safety score | 83 (A) | 89 (A) |
| Fair value estimate | $291.45 | $474.95 |
| Upside to fair value | +43% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | $2.2B | $540.9B |
| P/E ratio | 11.2 | 34.0 |
Higher yield
AGM
3.09%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
AGM
+43% upside
AGM vs MA — FAQ
Is AGM or MA a better dividend stock?
On the data, MA wins more head-to-head categories (4 vs 3). AGM offers the higher yield (3.09%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, AGM or MA?
AGM has the higher forward dividend yield at 3.09%, versus 0.56% for MA.
Is AGM or MA safer?
MA has the higher dividend-safety score (89/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is AGM or MA better value right now?
As of Oct 18, 2026, AGM looks like the better value: its fair-value estimate is 43% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.