SmarterDividends

BAC vs BANC-PF: Which Is the Better Dividend Stock?

As of August 2026, BANC-PF (Banc of California, Inc.) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. BANC-PF offers the higher yield at 7.71%, BAC has the higher dividend-safety score, and BANC-PF trades at the larger discount to fair value (+56%).

MetricBACBANC-PF
Forward yield2.07%7.71%
Annual dividend$1.28$1.94
Payout ratio26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return45%
Dividend safety score83 (A)72 (B)
Fair value estimate$77.08$39.31
Upside to fair value+25%+56%
Frequencyquarterlyquarterly
Market cap$435.9B
P/E ratio14.2

Higher yield

BANC-PF

7.71%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BANC-PF

+56% upside

BAC vs BANC-PF — FAQ

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