SmarterDividends

BANC-PF vs MA: Which Is the Better Dividend Stock?

As of August 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. BANC-PF offers the higher yield at 7.71%, MA has the higher dividend-safety score, and BANC-PF trades at the larger discount to fair value (+56%).

MetricBANC-PFMA
Forward yield7.71%0.60%
Annual dividend$1.94$3.48
Payout ratio18%
Years of growth0 yr14 yr
5-yr dividend growth13.7%
5-yr total return67%
Dividend safety score72 (B)87 (A)
Fair value estimate$39.31$641.25
Upside to fair value+56%+10%
Frequencyquarterlyquarterly
Market cap$525.5B
P/E ratio31.9

Higher yield

BANC-PF

7.71%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BANC-PF

+56% upside

BANC-PF vs MA — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.