SmarterDividends

BAC vs BANF: Which Is the Better Dividend Stock?

As of Oct 30, 2026, BAC and BANF are closely matched. BAC offers the higher yield at 2.52%, BANF has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).

Key facts: BAC vs BANF

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 1.88% for BancFirst Corporation (BANF).
  • As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BANF's A (98/100).
  • By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and BANF for 32.
  • As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and BANF pays out 26%.
  • As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and BANF's fair-value estimate is 5% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BAC vs BANF: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-banf

MetricBACBANF
Forward yield2.52%1.88%
Annual dividend$1.28$2.08
Payout ratio26%26%
Years of growth12 yr32 yr
5-yr dividend growth8.4%7.6%
5-yr total return12%73%
Dividend safety score87 (A)98 (A)
Fair value estimate$63.43$106.10
Upside to fair value+24%-5%
Frequencyquarterlyquarterly
Market cap$354.0B$3.7B
P/E ratio12.214.8

Higher yield

BAC

2.52%

Safer dividend

BANF

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+24% upside

BAC vs BANF — FAQ

Is BAC or BANF a better dividend stock?

BAC and BANF are closely matched. BAC has the higher yield; BANF scores better on safety.

Which has a higher dividend yield, BAC or BANF?

BAC has the higher forward dividend yield at 2.52%, versus 1.88% for BANF.

Is BAC or BANF safer?

BANF has the higher dividend-safety score (98/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.

Is BAC or BANF better value right now?

As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For BANF, its fair-value estimate is 5% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.