BAC vs BANF: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and BANF are closely matched. BAC offers the higher yield at 2.52%, BANF has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs BANF
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 1.88% for BancFirst Corporation (BANF).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BANF's A (98/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and BANF for 32.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and BANF pays out 26%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and BANF's fair-value estimate is 5% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BANF: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-banf
| Metric | BAC | BANF |
|---|---|---|
| Forward yield | 2.52% | 1.88% |
| Annual dividend | $1.28 | $2.08 |
| Payout ratio | 26% | 26% |
| Years of growth | 12 yr | 32 yr |
| 5-yr dividend growth | 8.4% | 7.6% |
| 5-yr total return | 12% | 73% |
| Dividend safety score | 87 (A) | 98 (A) |
| Fair value estimate | $63.43 | $106.10 |
| Upside to fair value | +24% | -5% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $3.7B |
| P/E ratio | 12.2 | 14.8 |
Higher yield
BAC
2.52%
Safer dividend
BANF
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs BANF — FAQ
Is BAC or BANF a better dividend stock?
BAC and BANF are closely matched. BAC has the higher yield; BANF scores better on safety.
Which has a higher dividend yield, BAC or BANF?
BAC has the higher forward dividend yield at 2.52%, versus 1.88% for BANF.
Is BAC or BANF safer?
BANF has the higher dividend-safety score (98/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BANF better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For BANF, its fair-value estimate is 5% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.
