BAC vs BCAT: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC and BCAT are closely matched. BCAT offers the higher yield at 22.60%, BAC has the higher dividend-safety score, and BCAT looks like the better value (its fair-value estimate is 125% above its share price).
Key facts: BAC vs BCAT
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, BlackRock Capital Allocation Term Trust (BCAT) has the higher forward dividend yield at 22.60%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCAT's D (41/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and BCAT for 3.
- As of Oct 27, 2026, BAC pays out 26% of its earnings as dividends and BCAT pays out 132%.
- As of Oct 27, 2026, BAC's fair-value estimate is 26% above its share price and BCAT's fair-value estimate is 125% above its share price, so BCAT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCAT: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-bcat
| Metric | BAC | BCAT |
|---|---|---|
| Forward yield | 2.53% | 22.60% |
| Annual dividend | $1.28 | $3.00 |
| Payout ratio | 26% | 132% |
| Years of growth | 12 yr | 3 yr |
| 5-yr dividend growth | 8.4% | 21.6% |
| 5-yr total return | 14% | -30% |
| Dividend safety score | 87 (A) | 41 (D) |
| Fair value estimate | $63.43 | $29.91 |
| Upside to fair value | +26% | +125% |
| Frequency | quarterly | monthly |
| Market cap | $349.7B | $1.4B |
| P/E ratio | 12.1 | 5.5 |
Higher yield
BCAT
22.60%
Safer dividend
BAC
Grade A
Faster growth
BCAT
21.6%
Better value
BCAT
+125% upside
BAC vs BCAT — FAQ
Is BAC or BCAT a better dividend stock?
BAC and BCAT are closely matched. BCAT has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BCAT?
BCAT has the higher forward dividend yield at 22.60%, versus 2.53% for BAC.
Is BAC or BCAT safer?
BAC has the higher dividend-safety score (87/100 vs 41/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCAT better value right now?
As of Oct 27, 2026, BCAT looks like the better value: its fair-value estimate is 125% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.