BCAT vs MA: Which Is the Better Dividend Stock?
As of Oct 27, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCAT offers the higher yield at 22.60%, MA has the higher dividend-safety score, and BCAT looks like the better value (its fair-value estimate is 125% above its share price).
Key facts: BCAT vs MA
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, BlackRock Capital Allocation Term Trust (BCAT) has the higher forward dividend yield at 22.60%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 27, 2026, SmarterDividends grades BCAT's dividend safety D (41/100) and MA's A (89/100).
- By SmarterDividends' count as of Oct 27, 2026, BCAT has raised its dividend for 3 consecutive years and MA for 14.
- As of Oct 27, 2026, BCAT pays out 132% of its earnings as dividends and MA pays out 18%.
- As of Oct 27, 2026, BCAT's fair-value estimate is 125% above its share price and MA's fair-value estimate is 21% below its share price, so BCAT looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BCAT vs MA: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bcat-vs-ma
| Metric | BCAT | MA |
|---|---|---|
| Forward yield | 22.60% | 0.57% |
| Annual dividend | $3.00 | $3.48 |
| Payout ratio | 132% | 18% |
| Years of growth | 3 yr | 14 yr |
| 5-yr dividend growth | 21.6% | 13.7% |
| 5-yr total return | -30% | 98% |
| Dividend safety score | 41 (D) | 89 (A) |
| Fair value estimate | $29.91 | $483.05 |
| Upside to fair value | +125% | -21% |
| Frequency | monthly | quarterly |
| Market cap | $1.4B | $537.4B |
| P/E ratio | 5.5 | 33.2 |
Higher yield
BCAT
22.60%
Safer dividend
MA
Grade A
Faster growth
BCAT
21.6%
Better value
BCAT
+125% upside
BCAT vs MA — FAQ
Is BCAT or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). BCAT offers the higher yield (22.60%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BCAT or MA?
BCAT has the higher forward dividend yield at 22.60%, versus 0.57% for MA.
Is BCAT or MA safer?
MA has the higher dividend-safety score (89/100 vs 41/100), reflecting stronger payout coverage and dividend-growth history.
Is BCAT or MA better value right now?
As of Oct 27, 2026, BCAT looks like the better value: its fair-value estimate is 125% above its share price (undervalued). For MA, its fair-value estimate is 21% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.