SmarterDividends

BAC vs BCLYF: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCLYF offers the higher yield at 2.39%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACBCLYF
Forward yield2.22%2.39%
Annual dividend$1.28$0.15
Payout ratio26%18%
Years of growth12 yr4 yr
5-yr dividend growth8.4%-6.5%
5-yr total return21%136%
Dividend safety score86 (A)63 (C)
Fair value estimate$91.91$3.72
Upside to fair value+59%-43%
Frequencyquarterlysemiannual
Market cap$403.7B$86.8B
P/E ratio13.310.0

Higher yield

BCLYF

2.39%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs BCLYF — FAQ

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