BAC vs BCLYF: Which Is the Better Dividend Stock?
As of Nov 5, 2026, BAC and BCLYF are closely matched. BCLYF offers the higher yield at 2.66%, BAC has the higher dividend-safety score, and BCLYF looks like the better value (its fair-value estimate is 73% above its share price).
Key facts: BAC vs BCLYF
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Barclays PLC (BCLYF) has the higher forward dividend yield at 2.66%, versus 2.48% for Bank of America Corporation (BAC).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCLYF's C (62/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and BCLYF for 4.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and BCLYF pays out 23%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and BCLYF's fair-value estimate is 73% above its share price, so BCLYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCLYF: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-bclyf
| Metric | BAC | BCLYF |
|---|---|---|
| Forward yield | 2.48% | 2.66% |
| Annual dividend | $1.28 | $0.15 |
| Payout ratio | 28% | 23% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | -6.5% |
| 5-yr total return | 12% | 130% |
| Dividend safety score | 87 (A) | 62 (C) |
| Fair value estimate | $63.43 | $9.98 |
| Upside to fair value | +25% | +73% |
| Frequency | quarterly | semiannual |
| Market cap | $349.9B | $76.7B |
| P/E ratio | 12.1 | 8.6 |
Higher yield
BCLYF
2.66%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BCLYF
+73% upside
BAC vs BCLYF — FAQ
Is BAC or BCLYF a better dividend stock?
BAC and BCLYF are closely matched. BCLYF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or BCLYF?
BCLYF has the higher forward dividend yield at 2.66%, versus 2.48% for BAC.
Is BAC or BCLYF safer?
BAC has the higher dividend-safety score (87/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCLYF better value right now?
As of Nov 5, 2026, BCLYF looks like the better value: its fair-value estimate is 73% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.