SmarterDividends

BAC vs BCLYF: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 1.83%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACBCLYF
Forward yield1.83%1.60%
Annual dividend$1.12$0.11
Payout ratio26%20%
Years of growth12 yr4 yr
5-yr dividend growth8.4%-6.5%
5-yr total return47%188%
Dividend safety score85 (A)63 (C)
Fair value estimate$101.75$10.62
Upside to fair value+66%+49%
Frequencyquarterlysemiannual
Market cap$424.0B$92.4B
P/E ratio14.112.0

Higher yield

BAC

1.83%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs BCLYF — FAQ

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