SmarterDividends

BCLYF vs MA: Which Is the Better Dividend Stock?

As of Nov 5, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCLYF offers the higher yield at 2.66%, MA has the higher dividend-safety score, and BCLYF looks like the better value (its fair-value estimate is 73% above its share price).

Key facts: BCLYF vs MA

Data as of · Source: SmarterDividends data

  • As of Nov 5, 2026, Barclays PLC (BCLYF) has the higher forward dividend yield at 2.66%, versus 0.52% for Mastercard Incorporated (MA).
  • As of Nov 5, 2026, SmarterDividends grades BCLYF's dividend safety C (62/100) and MA's A (89/100).
  • By SmarterDividends' count as of Nov 5, 2026, BCLYF has raised its dividend for 4 consecutive years and MA for 14.
  • As of Nov 5, 2026, BCLYF pays out 23% of its earnings as dividends and MA pays out 18%.
  • As of Nov 5, 2026, BCLYF's fair-value estimate is 73% above its share price and MA's fair-value estimate is 25% below its share price, so BCLYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page

SmarterDividends, "BCLYF vs MA: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bclyf-vs-ma

MetricBCLYFMA
Forward yield2.66%0.52%
Annual dividend$0.15$3.48
Payout ratio23%18%
Years of growth4 yr14 yr
5-yr dividend growth-6.5%13.7%
5-yr total return130%103%
Dividend safety score62 (C)89 (A)
Fair value estimate$9.98$499.25
Upside to fair value+73%-25%
Frequencysemiannualquarterly
Market cap$76.7B$578.5B
P/E ratio8.634.7

Higher yield

BCLYF

2.66%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

Better value

BCLYF

+73% upside

BCLYF vs MA — FAQ

Is BCLYF or MA a better dividend stock?

On the data, MA wins more head-to-head categories (5 vs 3). BCLYF offers the higher yield (2.66%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.

Which has a higher dividend yield, BCLYF or MA?

BCLYF has the higher forward dividend yield at 2.66%, versus 0.52% for MA.

Is BCLYF or MA safer?

MA has the higher dividend-safety score (89/100 vs 62/100), reflecting stronger payout coverage and dividend-growth history.

Is BCLYF or MA better value right now?

As of Nov 5, 2026, BCLYF looks like the better value: its fair-value estimate is 73% above its share price (undervalued). For MA, its fair-value estimate is 25% below its share price.

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.