BAC vs CCD: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CCD offers the higher yield at 10.55%, BAC has the higher dividend-safety score, and CCD looks like the better value (its fair-value estimate is 67% above its share price).
Key facts: BAC vs CCD
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Calamos Dynamic Convertible and Income Fund (CCD) has the higher forward dividend yield at 10.55%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CCD's A (82/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and CCD for 0.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and CCD pays out 28%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and CCD's fair-value estimate is 67% above its share price, so CCD looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CCD: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-ccd
| Metric | BAC | CCD |
|---|---|---|
| Forward yield | 2.52% | 10.55% |
| Annual dividend | $1.28 | $2.34 |
| Payout ratio | 26% | 28% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 3.1% |
| 5-yr total return | 12% | -30% |
| Dividend safety score | 87 (A) | 82 (A) |
| Fair value estimate | $63.43 | $36.59 |
| Upside to fair value | +24% | +67% |
| Frequency | quarterly | monthly |
| Market cap | $354.0B | $628.5M |
| P/E ratio | 12.2 | 2.6 |
Higher yield
CCD
10.55%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
CCD
+67% upside
BAC vs CCD — FAQ
Is BAC or CCD a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). CCD offers the higher yield (10.55%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CCD?
CCD has the higher forward dividend yield at 10.55%, versus 2.52% for BAC.
Is BAC or CCD safer?
BAC has the higher dividend-safety score (87/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CCD better value right now?
As of Oct 30, 2026, CCD looks like the better value: its fair-value estimate is 67% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.