BAC vs CCFN: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC and CCFN are closely matched. BAC offers the higher yield at 2.52%, CCFN has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs CCFN
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 2.07% for Muncy Columbia Financial Corporation (CCFN).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CCFN's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and CCFN for 25.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and CCFN pays out 23%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and CCFN's fair-value estimate is 34% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CCFN: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-ccfn
| Metric | BAC | CCFN |
|---|---|---|
| Forward yield | 2.52% | 2.07% |
| Annual dividend | $1.28 | $0.62 |
| Payout ratio | 26% | 23% |
| Years of growth | 12 yr | 25 yr |
| 5-yr dividend growth | 8.4% | 3.0% |
| 5-yr total return | 12% | 65% |
| Dividend safety score | 87 (A) | 99 (A) |
| Fair value estimate | $63.43 | $19.55 |
| Upside to fair value | +24% | -34% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $313.1M |
| P/E ratio | 12.2 | 11.3 |
Higher yield
BAC
2.52%
Safer dividend
CCFN
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+24% upside
BAC vs CCFN — FAQ
Is BAC or CCFN a better dividend stock?
BAC and CCFN are closely matched. BAC has the higher yield; CCFN scores better on safety.
Which has a higher dividend yield, BAC or CCFN?
BAC has the higher forward dividend yield at 2.52%, versus 2.07% for CCFN.
Is BAC or CCFN safer?
CCFN has the higher dividend-safety score (99/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CCFN better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For CCFN, its fair-value estimate is 34% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.