BAC vs DCOM: Which Is the Better Dividend Stock?
As of Oct 15, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. DCOM offers the higher yield at 2.60%, DCOM has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 27% above its share price).
Key facts: BAC vs DCOM
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, Dime Commercial Bancshares, Inc. (DCOM) has the higher forward dividend yield at 2.60%, versus 2.37% for Bank of America Corporation (BAC).
- As of Oct 15, 2026, SmarterDividends grades BAC's dividend safety A (86/100) and DCOM's A (97/100).
- By SmarterDividends' count as of Oct 15, 2026, BAC has raised its dividend for 12 consecutive years and DCOM for 0.
- As of Oct 15, 2026, BAC pays out 26% of its earnings as dividends and DCOM pays out 36%.
- As of Oct 15, 2026, BAC's fair-value estimate is 27% above its share price and DCOM's fair-value estimate is 19% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs DCOM: Dividend Yield, Safety & Value Compared," updated Oct 15, 2026, https://smarterdividends.com/compare/bac-vs-dcom
| Metric | BAC | DCOM |
|---|---|---|
| Forward yield | 2.37% | 2.60% |
| Annual dividend | $1.16 | $1.00 |
| Payout ratio | 26% | 36% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.8% |
| 5-yr total return | 14% | 7% |
| Dividend safety score | 86 (A) | 97 (A) |
| Fair value estimate | $65.09 | $45.33 |
| Upside to fair value | +27% | +19% |
| Frequency | quarterly | quarterly |
| Market cap | $359.4B | $1.7B |
| P/E ratio | 12.5 | 13.9 |
Higher yield
DCOM
2.60%
Safer dividend
DCOM
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+27% upside
BAC vs DCOM — FAQ
Is BAC or DCOM a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). DCOM offers the higher yield (2.60%), while DCOM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or DCOM?
DCOM has the higher forward dividend yield at 2.60%, versus 2.37% for BAC.
Is BAC or DCOM safer?
DCOM has the higher dividend-safety score (97/100 vs 86/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or DCOM better value right now?
As of Oct 15, 2026, BAC looks like the better value: its fair-value estimate is 27% above its share price (undervalued). For DCOM, its fair-value estimate is 19% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.