DCOM vs MA: Which Is the Better Dividend Stock?
As of Oct 15, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. DCOM offers the higher yield at 2.60%, DCOM has the higher dividend-safety score, and DCOM looks like the better value (its fair-value estimate is 19% above its share price).
Key facts: DCOM vs MA
Data as of · Source: SmarterDividends data
- As of Oct 15, 2026, Dime Commercial Bancshares, Inc. (DCOM) has the higher forward dividend yield at 2.60%, versus 0.58% for Mastercard Incorporated (MA).
- As of Oct 15, 2026, SmarterDividends grades DCOM's dividend safety A (97/100) and MA's A (88/100).
- By SmarterDividends' count as of Oct 15, 2026, DCOM has raised its dividend for 0 consecutive years and MA for 14.
- As of Oct 15, 2026, DCOM pays out 36% of its earnings as dividends and MA pays out 18%.
- As of Oct 15, 2026, DCOM's fair-value estimate is 19% above its share price and MA's fair-value estimate is 21% below its share price, so DCOM looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "DCOM vs MA: Dividend Yield, Safety & Value Compared," updated Oct 15, 2026, https://smarterdividends.com/compare/dcom-vs-ma
| Metric | DCOM | MA |
|---|---|---|
| Forward yield | 2.60% | 0.58% |
| Annual dividend | $1.00 | $3.37 |
| Payout ratio | 36% | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 0.8% | 13.7% |
| 5-yr total return | 7% | 76% |
| Dividend safety score | 97 (A) | 88 (A) |
| Fair value estimate | $45.33 | $474.95 |
| Upside to fair value | +19% | -21% |
| Frequency | quarterly | quarterly |
| Market cap | $1.7B | $528.4B |
| P/E ratio | 13.9 | 33.2 |
Higher yield
DCOM
2.60%
Safer dividend
DCOM
Grade A
Faster growth
MA
13.7%
Better value
DCOM
+19% upside
DCOM vs MA — FAQ
Is DCOM or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 3). DCOM offers the higher yield (2.60%), while DCOM has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, DCOM or MA?
DCOM has the higher forward dividend yield at 2.60%, versus 0.58% for MA.
Is DCOM or MA safer?
DCOM has the higher dividend-safety score (97/100 vs 88/100), reflecting stronger payout coverage and dividend-growth history.
Is DCOM or MA better value right now?
As of Oct 15, 2026, DCOM looks like the better value: its fair-value estimate is 19% above its share price (undervalued). For MA, its fair-value estimate is 21% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.