BAC vs DNP: Which Is the Better Dividend Stock?
As of Oct 30, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. DNP offers the higher yield at 7.84%, DNP has the higher dividend-safety score, and DNP looks like the better value (its fair-value estimate is 32% above its share price).
Key facts: BAC vs DNP
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, DNP Select Income Fund Inc. (DNP) has the higher forward dividend yield at 7.84%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and DNP's A (98/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and DNP for 0.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and DNP pays out 42%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and DNP's fair-value estimate is 32% above its share price, so DNP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs DNP: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-dnp
| Metric | BAC | DNP |
|---|---|---|
| Forward yield | 2.52% | 7.84% |
| Annual dividend | $1.28 | $0.78 |
| Payout ratio | 26% | 42% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 12% | -6% |
| Dividend safety score | 87 (A) | 98 (A) |
| Fair value estimate | $63.43 | $13.44 |
| Upside to fair value | +24% | +32% |
| Frequency | quarterly | monthly |
| Market cap | $354.0B | $3.8B |
| P/E ratio | 12.2 | 5.5 |
Higher yield
DNP
7.84%
Safer dividend
DNP
Grade A
Faster growth
BAC
8.4%
Better value
DNP
+32% upside
BAC vs DNP — FAQ
Is BAC or DNP a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). DNP offers the higher yield (7.84%), while DNP has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or DNP?
DNP has the higher forward dividend yield at 7.84%, versus 2.52% for BAC.
Is BAC or DNP safer?
DNP has the higher dividend-safety score (98/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or DNP better value right now?
As of Oct 30, 2026, DNP looks like the better value: its fair-value estimate is 32% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.