BAC vs FITB: Which Is the Better Dividend Stock?
As of Nov 13, 2026, FITB (Fifth Third Bancorp) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. FITB offers the higher yield at 3.12%, FITB has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 26% above its share price).
Key facts: BAC vs FITB
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Fifth Third Bancorp (FITB) has the higher forward dividend yield at 3.12%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 13, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and FITB's A (89/100).
- By SmarterDividends' count as of Nov 13, 2026, BAC has raised its dividend for 12 consecutive years and FITB for 15.
- As of Nov 13, 2026, BAC pays out 28% of its earnings as dividends and FITB pays out 54%.
- As of Nov 13, 2026, BAC's fair-value estimate is 26% above its share price and FITB's fair-value estimate is 34% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FITB: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/bac-vs-fitb
| Metric | BAC | FITB |
|---|---|---|
| Forward yield | 2.53% | 3.12% |
| Annual dividend | $1.28 | $1.68 |
| Payout ratio | 28% | 54% |
| Years of growth | 12 yr | 15 yr |
| 5-yr dividend growth | 8.4% | 7.4% |
| 5-yr total return | 15% | 29% |
| Dividend safety score | 85 (A) | 89 (A) |
| Fair value estimate | $63.64 | $35.42 |
| Upside to fair value | +26% | -34% |
| Frequency | quarterly | quarterly |
| Market cap | $348.5B | $48.7B |
| P/E ratio | 12.1 | 18.1 |
Higher yield
FITB
3.12%
Safer dividend
FITB
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+26% upside
BAC vs FITB — FAQ
Is BAC or FITB a better dividend stock?
On the data, FITB wins more head-to-head categories (5 vs 3). FITB offers the higher yield (3.12%), while FITB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or FITB?
FITB has the higher forward dividend yield at 3.12%, versus 2.53% for BAC.
Is BAC or FITB safer?
FITB has the higher dividend-safety score (89/100 vs 85/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FITB better value right now?
As of Nov 13, 2026, BAC looks like the better value: its fair-value estimate is 26% above its share price (undervalued). For FITB, its fair-value estimate is 34% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.