FITB vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 13, 2026, FITB (Fifth Third Bancorp) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. FITB offers the higher yield at 3.12%, FITB has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 37% above its share price).
Key facts: FITB vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Fifth Third Bancorp (FITB) has the higher forward dividend yield at 3.12%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades FITB's dividend safety A (89/100) and HBCYF's C (65/100).
- By SmarterDividends' count as of Nov 13, 2026, FITB has raised its dividend for 15 consecutive years and HBCYF for 0.
- As of Nov 13, 2026, FITB pays out 54% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 13, 2026, FITB's fair-value estimate is 34% below its share price and HBCYF's fair-value estimate is 37% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FITB vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/fitb-vs-hbcyf
| Metric | FITB | HBCYF |
|---|---|---|
| Forward yield | 3.12% | 2.24% |
| Annual dividend | $1.68 | $0.40 |
| Payout ratio | 54% | 54% |
| Years of growth | 15 yr | 0 yr |
| 5-yr dividend growth | 7.4% | — |
| 5-yr total return | 29% | 221% |
| Dividend safety score | 89 (A) | 65 (C) |
| Fair value estimate | $35.42 | $24.43 |
| Upside to fair value | -34% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | $48.7B | $305.3B |
| P/E ratio | 18.1 | 11.8 |
Higher yield
FITB
3.12%
Safer dividend
FITB
Grade A
Faster growth
FITB
7.4%
Better value
HBCYF
+37% upside
FITB vs HBCYF — FAQ
Is FITB or HBCYF a better dividend stock?
On the data, FITB wins more head-to-head categories (4 vs 3). FITB offers the higher yield (3.12%), while FITB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FITB or HBCYF?
FITB has the higher forward dividend yield at 3.12%, versus 2.24% for HBCYF.
Is FITB or HBCYF safer?
FITB has the higher dividend-safety score (89/100 vs 65/100), reflecting stronger payout coverage and dividend-growth history.
Is FITB or HBCYF better value right now?
As of Nov 13, 2026, HBCYF looks like the better value: its fair-value estimate is 37% above its share price (undervalued). For FITB, its fair-value estimate is 34% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.