BAC vs FNF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and FNF are closely matched. FNF offers the higher yield at 4.74%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 29% above its share price).
Key facts: BAC vs FNF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Fidelity National Financial, Inc. (FNF) has the higher forward dividend yield at 4.74%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and FNF's A (83/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and FNF for 14.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and FNF pays out 53%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and FNF's fair-value estimate is 10% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs FNF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-fnf
| Metric | BAC | FNF |
|---|---|---|
| Forward yield | 2.59% | 4.74% |
| Annual dividend | $1.28 | $2.08 |
| Payout ratio | 28% | 53% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 9.5% |
| 5-yr total return | 11% | -3% |
| Dividend safety score | 85 (A) | 83 (A) |
| Fair value estimate | $63.64 | $39.34 |
| Upside to fair value | +29% | -10% |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $11.8B |
| P/E ratio | 11.8 | 11.2 |
Higher yield
FNF
4.74%
Safer dividend
BAC
Grade A
Faster growth
FNF
9.5%
Better value
BAC
+29% upside
BAC vs FNF — FAQ
Is BAC or FNF a better dividend stock?
BAC and FNF are closely matched. FNF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or FNF?
FNF has the higher forward dividend yield at 4.74%, versus 2.59% for BAC.
Is BAC or FNF safer?
BAC has the higher dividend-safety score (85/100 vs 83/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or FNF better value right now?
As of Nov 8, 2026, BAC looks like the better value: its fair-value estimate is 29% above its share price (undervalued). For FNF, its fair-value estimate is 10% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.