FNF vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, FNF (Fidelity National Financial, Inc.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. FNF offers the higher yield at 4.74%, FNF has the higher dividend-safety score, and HBCYF looks like the better value (its fair-value estimate is 40% above its share price).
Key facts: FNF vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Fidelity National Financial, Inc. (FNF) has the higher forward dividend yield at 4.74%, versus 2.29% for HSBC Holdings plc (HBCYF).
- As of Nov 8, 2026, SmarterDividends grades FNF's dividend safety A (83/100) and HBCYF's C (56/100).
- By SmarterDividends' count as of Nov 8, 2026, FNF has raised its dividend for 14 consecutive years and HBCYF for 0.
- As of Nov 8, 2026, FNF pays out 53% of its earnings as dividends and HBCYF pays out 54%.
- As of Nov 8, 2026, FNF's fair-value estimate is 10% below its share price and HBCYF's fair-value estimate is 40% above its share price, so HBCYF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "FNF vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/fnf-vs-hbcyf
| Metric | FNF | HBCYF |
|---|---|---|
| Forward yield | 4.74% | 2.29% |
| Annual dividend | $2.08 | $0.40 |
| Payout ratio | 53% | 54% |
| Years of growth | 14 yr | 0 yr |
| 5-yr dividend growth | 9.5% | — |
| 5-yr total return | -3% | 214% |
| Dividend safety score | 83 (A) | 56 (C) |
| Fair value estimate | $39.34 | $24.43 |
| Upside to fair value | -10% | +40% |
| Frequency | quarterly | quarterly |
| Market cap | $11.8B | $298.7B |
| P/E ratio | 11.2 | 11.4 |
Higher yield
FNF
4.74%
Safer dividend
FNF
Grade A
Faster growth
FNF
9.5%
Better value
HBCYF
+40% upside
FNF vs HBCYF — FAQ
Is FNF or HBCYF a better dividend stock?
On the data, FNF wins more head-to-head categories (5 vs 2). FNF offers the higher yield (4.74%), while FNF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, FNF or HBCYF?
FNF has the higher forward dividend yield at 4.74%, versus 2.29% for HBCYF.
Is FNF or HBCYF safer?
FNF has the higher dividend-safety score (83/100 vs 56/100), reflecting stronger payout coverage and dividend-growth history.
Is FNF or HBCYF better value right now?
As of Nov 8, 2026, HBCYF looks like the better value: its fair-value estimate is 40% above its share price (undervalued). For FNF, its fair-value estimate is 10% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.